Best Landlord Insurance Companies (2025) – Top Picks!

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Steadily tops the list of our best landlord insurance companies because their digital-first product offers fast and convenient online quotes in minutes at an affordable price.

  • Coverage For Duple, Triplex, and Quad Plex Buildings
  • Get Instant Coverage For Your Rental Properties
  • Buy Multi Property Landlord Insurance Online 
By Licensed Agent:  Sa El

Published: August 19, 2025

Updated:  August 25, 2025

Determining the best landlord insurance company to go with for your rental property is crucial.  Buying the wrong coverage; from the wrong company; can have devastating outcomes.

But it doesn't have to be: 

We put together a guide that covers the best landlord insurance companies, who has the best rates, benefits, and coverage amounts.  

Best Landlord Insurance Companies For Your Rental Property At A Glance

  • Steadily Landlord Insurance: Best Overall And For Same-Day Coverage
  • Obie Landlord Insurance: Best For No-Inspection Coverage
  • Honeycomb Landlord Insurance: Best For Tech-Enabled Policies
  • State Farm Landlord Insurance: Best For Customer Satisfaction And Stability
  • Nationwide Landlord Insurance
  • Allstate Landlord Insurance
  • Liberty Mutual Landlord Insurance
  • Farmers Landlord Insurance
  • American Family Landlord Insurance
  • USAA Landlord Insurance (For Military Families)
  • Travelers Landlord Insurance
  • Foremost Landlord Insurance
  • Hippo Landlord Insurance
  • Chubb Landlord Insurance
  • Lemonade Landlord Insurance

THE SIMPLY INSURANCE WAY

Landlord Insurance made easy!

Agents Available To Assist.

Get quotes and sign up online or get help from a licensed agent, we are here if you need us.

Unbiased, expert advice.

Get unbiased insurance education from licensed experts and also avoid dodgy sales calls.

Coverage in minutes.

You can get landlord insurance coverage within minutes of getting your quotes and applying.

Top 10 Landlord Insurance Companies Reviews

1. Steadily

2. Geico

3. Progressive

4. Allstate

5. State Farm

How Much Does Landlord Insurance Cost Per Month?

The national average cost of Landlord insurance is around $126 per month in the United States; however, keep in mind that your millage may vary.  Rates are state specific and company specific as well so it's best to do some research before finalizing a policy.

How Much Does Landlord Insurance Cost Per Month For A Single-Family Rental Property?

How Much Does Landlord Insurance Cost Per Month For A Duplex Or Multi-Unit Property?

How Much Does Landlord Insurance Cost For Short-Term Rentals (Airbnb, VRBO)?


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Best Landlord Insurance Companies Near Me (By State)

Most Affordable States For Landlord Insurance

When it comes to landlord insurance rates by state; the top five most affordable states for landlord insurance are Oregon at $73.58/month "GO DUCKS", followed by Utah, Idaho, Nevada, and Wisconsin.

Top 5 Landlord Insurance Companies In Georgia

Top 5 Landlord Insurance Companies In California
Top 5 Landlord Insurance Companies In Florida

LANDLORD INSURANCE WHERE YOU LIVE

Landlord insurance by state.

With a Landlord Insurance policy you can protect your rental property from several losses. 

Should anything happen to your commercial rental property landlord insurance will cover your investment. Click on your state to find out more.

AlabamaALAlaskaAKArizonaAZArkansasARCaliforniaCAColoradoCOConnecticutDelawareFloridaFLGeorgiaGAIdahoIDIllinoisILIndianaINIowaIAKansasKSKentuckyKYLouisianaLAMaineMEMarylandMassachusettsMichiganMIMinnesotaMNMississippiMSMissouriMOMontanaMTNebraskaNENevadaNVNew HampshireNew JerseyNew MexicoNMNew YorkNYNorth CarolinaNCNorth DakotaNDOhioOHOklahomaOKOregonORPennsylvaniaPARhode IslandSouth CarolinaSCSouth DakotaSDTennesseeTNTexasTXUtahUTVermontVirginiaVAWAWest VirginiaWVWisconsinWIWyomingWYVermontVTNew HampshireNHMassachusettsMAConnecticutCTNew JerseyNJMarylandMDHawaiiHIRhode IslandRIDelawareDE

Best Short-Term Rental Landlord Insurance Companies In 2025

How Much Does Short-Term Rental Landlord Insurance Cost?
Does Landlord Insurance Cover Airbnb And VRBO Rentals?


Best Landlord Insurance Companies For Multi-Family Properties In 2025

How Much Does Landlord Insurance Cost For Multi-Family Properties?


Best No-Inspection Landlord Insurance Companies In 2025

How Much Does No-Inspection Landlord Insurance Cost?


Best Landlord Insurance For New Landlords

How Much Does Landlord Insurance For New Landlords Cost?


Best Landlord Insurance Companies On Reddit

Worst Landlord Insurance Companies

What Is The Highest Rating For A Landlord Insurance Company?

How To Choose The Best Landlord Insurance For You

Landlord Insurance Coverage Made Simple

Compare Free Quotes From Steadily & Get a Policy in Minutes.

Taking Action

Frequently Asked Questions

Who Is The Most Trustworthy Landlord Insurance Company?
Who Is The Best Company For Short-Term Rental Landlord Insurance?
What Is The Most Recommended Landlord Insurance?
What Does Landlord Insurance Typically Cover?
How Much Landlord Insurance Do I Need?


ABOUT THE AUTHOR | Sa El

Sa El is the Co-Founder of Simply Insurance and a licensed Insurance Agent with over 16 years of experience in the industry. He specializes in Life & Health Insurance and is certified in Long Term Care Insurance in the state of Georgia. a licensed real estate agent in the state of Georgia (License #382602), an entrepreneur, insurance educator, and freelance writer.