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Up to 5 Days of Coverage

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Your venue wants proof of liability before the big day. Get coverage for just the wedding weekend, with the venue named on the certificate. Heads up: this covers injuries and damage, not cancelled plans or lost deposits.

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Coverage Options

Ceremony & Reception

The main event, at a rented venue, a park, a barn or a backyard.

Rehearsal Dinner & Brunch

The events on either side of the big day, inside the same 5-day window.

Venue Requirements

The limits and additional-insured wording your venue contract spells out.

Wedding Vendors

Caterers, DJs, photographers and florists usually carry their own policy for the day.

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How It Works

  • Just the Wedding Weekend Coverage runs on demand for up to 5 days in a row, so the rehearsal dinner, the ceremony, the reception and the next-day brunch can all sit on one policy.
  • The Certificate Your Venue Asks For You get the certificate the moment you buy, and the venue can be listed on it as an additional insured, which is the line most venue contracts ask for.
  • Up to $1M / $2M Limits Up to $1M per occurrence and $2M aggregate, which covers what most venue contracts require. Check yours for the exact number.
  • Covers Guests and the Venue If a guest trips on the dance floor or a rented arch scratches the venue floor, the policy handles the claim and the legal defense, up to your limit.
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Tell Us What You Need

Answer a few quick questions about your coverage needs. Takes less than 2 minutes.

2

Compare Top Quotes

We show you your options side-by-side so you can compare before you choose.

3

Choose & Save

Pick the plan that fits your budget.

What to Look For

What It Covers
  • A guest who gets hurt at the ceremony or reception
  • Damage to the venue, its floors or its grounds
  • The rehearsal dinner and next-day brunch, inside 5 days
  • Legal defense if someone files a claim
  • A certificate naming your venue as additional insured
What It Does Not Cover
  • Cancelling or postponing the wedding
  • Lost deposits or vendors who no-show
  • Lost or damaged rings, dresses or gifts
  • Liquor liability if you sell drinks (ask before you buy)
  • Weddings outside the U.S.

Wedding Liability vs. Wedding Cancellation

"Wedding insurance" means two different things, and it is worth knowing which one you need:

  • Liability covers you if someone is hurt or something is damaged at your wedding. This is what most venues require, and it is what you can get through this page.
  • Cancellation refunds deposits if the wedding has to be called off or postponed for a covered reason. It is a separate policy, and this page does not offer it.

Plenty of couples need only the first: the venue requires it, and the deposits are small or refundable. If you have big non-refundable deposits, look at cancellation cover separately.

How to Buy Wedding Insurance Online

It takes a few minutes if you have the venue contract in hand:

  1. Check the contract. Look for the limits the venue wants (often $1M per occurrence), the additional-insured wording, and when they want the certificate.
  2. Pick your days. Count the rehearsal dinner, set-up and any day-after brunch. You can cover up to 5 days in a row.
  3. Describe the wedding honestly. Guest count, the venue, and whether drinks are served or sold. Getting this wrong is a common reason claims run into trouble.
  4. Buy it and send the certificate. It is issued right away. Email it to the venue and keep a copy on your phone for the day.

Frequently Asked Questions

What does wedding insurance cover?

This one is wedding liability insurance. It covers claims when someone is hurt or something gets damaged at your wedding: a guest slips on the dance floor, or a rented arch scratches the venue floor. It pays the claim and the legal defense, up to the limit you pick.

Does it cover cancellation or lost deposits?

No, and that matters. A lot of people searching for wedding insurance want cancellation cover, which refunds deposits if the wedding has to be called off or moved. That is a separate product. This page is for the liability coverage your venue asks for.

Does my venue require it?

Usually, yes. Most rented venues ask the couple to carry liability coverage and to name the venue as an additional insured. Your contract will say what limits it wants and how the certificate should read, so have it handy when you get a quote.

Can it cover the rehearsal dinner too?

Yes. The policy can run for up to 5 days in a row, so a Friday rehearsal dinner, a Saturday wedding and a Sunday brunch all fit. Include set-up days if the venue lets you in early.

How much does wedding insurance cost?

It is priced for your wedding: how many days you need, how many guests, and the limits your venue wants. So there is no single price to list here. Getting a quote takes a few minutes.

What about the bar?

If you are serving drinks for free, mention it when you get a quote. If you are selling drinks, like a cash bar, ask whether liquor liability is included before you buy. Many venues ask about it.

Do my vendors need their own coverage?

Usually. Your caterer, DJ, photographer and florist should each carry their own liability coverage, and many venues ask for their certificates too. Your policy covers you as the host, not your vendors' mistakes.

Ready to Save on Wedding Insurance?

Your venue wants proof of liability before the big day. Get coverage for just the wedding weekend, with the venue named on the certificate. Heads up: this covers injuries and damage, not cancelled plans or lost deposits.

Get My Wedding Quote
Licensed Agents
Secure & Private
No Spam
Free Quotes

Simply Insurance may receive compensation when readers click Thimble links and an eligible quote request is approved. This does not affect the rates you receive.