Our Affiliates & Marketing Partners.

Full FTC affiliate disclosure

In compliance with the FTC’s 16 CFR Part 255 (“Guides Concerning the Use of Endorsements and Testimonials in Advertising”) and the FTC’s 2023 Endorsement Guides update, Simply Insurance™ discloses the following material connections to brands referenced on this site:

• We participate in affiliate and lead-generation programs operated by carriers, MGAs, and quote platforms. When you click a link, fill out a quote form, or purchase a policy through Simply Insurance, the partner may pay us a referral fee, lead bounty, CPA bonus, or revenue share.
• Some links on this site are routed through go.simplyinsurance.com (a Replug mask), tracking.affiliate-network.com, or partner-supplied UTM URLs. These attribution links allow networks to credit Simply Insurance for the referral.
• Sa El and Simply Insurance LLC are licensed insurance producers in multiple U.S. states (see our licenses). Where we earn commission as a producer-of-record (rather than as a marketing affiliate), the relationship is also disclosed at the point of sale by the carrier.
• We never accept payment to alter editorial rankings, omit negative information about a carrier, or guarantee placement in “best of” lists. Any partner that requests this is removed from our network.

How we choose partners

Before adding a brand to the partners list above, we evaluate:

• Financial strength — A.M. Best, Demotech, or S&P ratings of A- or better for primary carriers.
• Claims reputation — J.D. Power scores, NAIC complaint indexes, and consumer-affairs review patterns.
• Licensing transparency — verifiable producer licensing in the states they sell.
• Quote experience — we test the quote flow ourselves, including edge cases like high-risk drivers and mid-tier home values.
• Compensation structure — we prefer carriers that pay on bound policies (skin in the game) over those that pay only on form submissions.

Editorial process

Our content team writes articles independently of the affiliate team. Reviewers and editors are not told which carrier paid us most in the prior month, and our internal ranking model excludes commission rate as an input. When a partner relationship changes — for example, if a carrier exits a state or pauses new business — we update affected articles within 30 days.

Reporting an issue

If you spot a recommendation that doesn’t match this disclosure, a missing affiliate label, or a partner experience that fell short, write us at sael@simplyinsurance.com or call 1-800-683-4854. We read every message and will correct the record publicly when warranted.