Compare Medicare Plans in Minutes

Find a plan for your needs this Medicare Annual Enrollment Period Oct. 15–Dec. 7.

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Original Medicare, Medicare Advantage, Medigap, and Part D — see your options side by side and find coverage that fits your doctors, drugs, and budget.

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Coverage Options

Turning 65 Soon

New to Medicare and choosing your path for the first time.

Initial Enrollment

Want Provider Freedom

Original Medicare + a Medigap plan for nationwide access.

Medigap

Want the Lowest Premium

Medicare Advantage with $0-premium options + extras.

Advantage

Take Prescriptions

Match a Part D drug plan to your exact medications.

Part D

Switching Plans

Reviewing or changing coverage during enrollment windows.

AEP / OEP

Need Home / Extra Care

Understand what Medicare covers at home and where the gaps are.

Coverage Review

Why Act Now

4 parts of Medicare (A, B, C, D) to coordinate
~$185/mo 2026 standard Part B premium
$0 premium on many Medicare Advantage plans*
7 mo Initial Enrollment window around your 65th birthday

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Provider rate comparison
Provider
Medicare Advantage
Medigap (Plan G)
Part D Drug Plans

How It Works

  • All Your Options in One Place Compare Original Medicare + Medigap, Medicare Advantage, and standalone Part D drug plans without calling a dozen carriers.
  • Coverage That Fits Your Doctors We help you check whether your physicians and prescriptions are covered before you enroll — not after.
  • No-Pressure, Carrier-Agnostic Help We stay neutral until we understand your needs, then show you the options that may fit — through a licensed Medicare marketplace.
  • Avoid Costly Enrollment Mistakes Get the timing right so you skip lifelong Part B and Part D late-enrollment penalties.
Check My Medicare Options

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1

Tell Us About You

Answer a few questions about your doctors, prescriptions, and priorities. Takes under 2 minutes.

2

See Your Options

Compare Medicare Advantage, Medigap, and Part D plans available in your ZIP code.

3

Enroll With Confidence

Pick the plan that fits your budget and providers — with the timing right to avoid penalties.

What to Look For

What to Look For
  • Your doctors are in-network (Advantage) or it's any-doctor (Medigap)
  • Your prescriptions are on the plan's formulary
  • Predictable, capped out-of-pocket costs
  • Strong carrier financial rating
Red Flags to Avoid
  • Enrolling without checking your drug formulary
  • Missing your enrollment window (lifelong penalties)
  • Choosing on premium alone, ignoring networks
  • High-pressure sales tactics

What Our Customers Say

“I was overwhelmed by Medicare until the guides laid out Advantage vs. Medigap in plain English. I finally understood my options before talking to anyone.”
Carol M. New to Medicare at 65
“The reminder to check my drug formulary before enrolling saved me from a nasty surprise at the pharmacy.”
Robert H. Compared drug plans
“Comparing my options side by side made the decision much less stressful. Wish I'd done this comparison three years ago.”
Yolanda P. Compared Medicare options

What Is Medicare?

Medicare is the federal health insurance program for people 65 and older (and some younger people with disabilities). It has four parts: Part A covers hospital care, Part B covers doctor and outpatient care, Part C (Medicare Advantage) is an all-in-one private alternative, and Part D covers prescription drugs.

The big decision is your path: keep Original Medicare (Parts A + B) and add a Medigap supplement plus a Part D drug plan, or pick an all-in-one Medicare Advantage plan. One gives you nationwide provider freedom; the other gives you the lowest premium and bundled extras.

How Much Does Medicare Cost?

Costs come from a few places: Part A is usually $0; Part B is about $185/month in 2026 (higher for high earners). On top of that you pay either a Medicare Advantage premium (often $0) or a Medigap premium (priced by plan letter and ZIP code) plus a Part D drug premium. The cheapest premium isn't always the cheapest plan — networks, deductibles, and your specific drugs all change your real out-of-pocket cost.

How to Choose Medicare Coverage

  1. Decide your path: Original Medicare + Medigap + Part D (max freedom) vs. Medicare Advantage (lowest premium + extras).
  2. Check your doctors and drugs against each plan before enrolling, not after.
  3. Get the timing right — enroll during your Initial Enrollment Period to avoid lifelong Part B and Part D penalties.
  4. Shop Medigap on price — coverage is standardized by letter, so the same Plan G differs only in premium and service.

Frequently Asked Questions

What are the four parts of Medicare?

Part A (hospital), Part B (medical/outpatient), Part C (Medicare Advantage — an all-in-one private plan), and Part D (prescription drugs). Most people use Part A + Part B, then add either a Medicare Advantage plan or a Medigap supplement plus a Part D drug plan.

How much does Medicare cost?

Part A is $0 for most people. Part B is about $185/month in 2026 (more for high earners). Medicare Advantage and Part D premiums vary — many Advantage plans are advertised at $0 premium on top of your Part B premium. Medigap prices vary by plan letter and ZIP code.

Should I choose Medicare Advantage or Original Medicare + Medigap?

Choose Original Medicare + Medigap if you want to see any doctor nationwide with predictable costs and no referrals. Choose Medicare Advantage if you want the lowest premium and value bundled dental, vision, and hearing extras, and are comfortable with a provider network.

When can I enroll in Medicare?

Your Initial Enrollment Period is the 7-month window around your 65th birthday. There's also an Annual Enrollment Period (Oct 15–Dec 7) to change Advantage or Part D plans. Enrolling on time matters — late Part B and Part D enrollment can trigger lifelong penalties.

Does Medicare cover prescription drugs?

Yes — through Part D, either as a standalone drug plan added to Original Medicare or built into a Medicare Advantage plan. It's important to match the plan's formulary to the medications you actually take.

Is Simply Insurance connected to the government?

No. Simply Insurance is an independent comparison website, not part of and not endorsed by the U.S. government or the federal Medicare program. We connect you with a licensed Medicare marketplace where you can compare plans from multiple carriers.

Ready to Save on Medicare Plans & Quotes?

Original Medicare, Medicare Advantage, Medigap, and Part D — see your options side by side and find coverage that fits your doctors, drugs, and budget.

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A+ Rated
Secure & Private
No Spam

Simply Insurance is an independent comparison website, not an insurance agency; we refer you to a licensed Medicare marketplace and may receive compensation when you enroll; this does not affect your premium. We are not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Currently we represent 1 organization which offers Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. *$0-premium Medicare Advantage plans still require you to keep paying your Part B premium.