Drone Insurance Made Simple
On-demand, monthly, or annual coverage for hobbyists and Part 107 commercial pilots. Liability, hull, and payload protection from specialty drone carriers.
On-demand, monthly, or annual coverage.
Coverage Options
On-Demand Liability
Hourly coverage for one-off commercial jobs.
Monthly Liability
Flexible monthly coverage for part-time operators.
From $42/moAnnual Commercial
Year-round coverage for full-time Part 107 pilots.
From $750/yrHull Coverage
Protects the drone itself against crash, theft, and damage.
From $15/moCompare Top Providers
| Provider |
|---|
| Global Aerospace |
| Avion Insurance |
| BWI Aviation |
| AIG |
How It Works
- On-Demand Hourly Coverage Activate liability coverage for a specific job, by the hour or by the day, through on-demand specialty carriers.
- Part 107 Commercial Pilots Policies designed around FAA Part 107 requirements, with client-ready certificates of insurance.
- Hull + Liability Protect the drone itself and your exposure to third-party bodily injury or property damage.
- Payload & Equipment Add coverage for cameras, gimbals, and other equipment attached to or used with the drone.
Tell Us What You Need
Answer a few quick questions about your coverage needs. Takes less than 2 minutes.
Compare Top Quotes
We show you your options side-by-side so you can compare before you choose.
Choose & Save
Pick the plan that fits your budget.
What to Look For
- A.M. Best "A" rating or higher
- Transparent pricing with no hidden fees
- Fast claims processing (under 48 hours)
- 24/7 customer support
- No financial strength rating listed
- Unusually low quotes with exclusions buried in fine print
- Pressure tactics or "limited time" pricing
- Poor BBB rating or excessive complaints
Frequently Asked Questions
Do I legally need drone insurance?
The FAA doesn't require it for hobbyists or Part 107 pilots. But many clients, venues, and public spaces do — and some states are starting to mandate liability coverage for commercial operations.
How much coverage do I need?
$1 million liability is the industry standard and what most commercial clients require. Add hull coverage if your drone is worth more than you'd want to absorb out of pocket.
What's the difference between on-demand and annual?
On-demand (hourly or daily) is best if you fly occasionally. Monthly works for part-time operators. Annual is cheapest per hour for anyone flying regularly — usually pays off above 40-50 hours a year.
Does drone insurance cover the drone itself?
Only if you add hull coverage. Basic liability only pays for damage to others. Hull adds roughly $10-$30 per month depending on the drone's value.
Can I get coverage without a Part 107 license?
Yes. Hobby liability is available from several on-demand specialty carriers. You don't need Part 107 unless you're flying commercially.
How fast can I get a certificate of insurance?
On-demand platforms generate COIs instantly — usually emailed within minutes of binding. Named additional insureds can usually be added for free.
Ready to Save on Drone Insurance?
On-demand, monthly, or annual coverage for hobbyists and Part 107 commercial pilots. Liability, hull, and payload protection from specialty drone carriers.
Simply Insurance is a licensed independent broker. We may receive compensation from carriers when you purchase a policy. This does not affect the rates you receive.