Home Insurance Calculator // How Much Home Insurance Do I Need? 


Calculating Your Home Insurance Needs

Figuring out how much Home insurance you will need down to the exact penny is probably not going to happen.

However, you can use this home insurance cost estimator to get a strong idea about the amount of coverage and deductible you may need.


  • 1. Start
  • 2. Liability
  • 3. Personal Property
  • 4. Dwelling
  • 5. Deductible
  • 6. Result

Let's Calculate Your
Home Insurance Needs

Disclosures & Assumptions

This interactive calculator is a self-help tool and is not intended to provide financial advice or product recommendations. The results and explanations generated by this calculator are based upon, and will vary due to, your input and certain assumptions made by us. All projections are hypothetical in nature, do not reflect actual results, and are not guarantees of future results. Simply Insurance will assume no liability for the use of or reliance on this calculator. For a more accurate and detailed analysis specific to your circumstances, we encourage you to contact a qualified financial professional.

The information provided is not written or intended as specific tax or legal advice. Simply Insurance, its employees and representatives are not authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel.

Insurance products issued by Simply Insurance, 4279 Roswell Road, Suite 208-201 Atlanta GA 30342

What Is Your Net Worth?

Some detailed text Please choose one:

  • Less Than $100k
  • $100k - $299k
  • $300k - $500k
  • More Than $500k

What Would It Cost To Replace All Of Your Stuff?

Some detailed text Please choose one:

  • Less Than $50k
  • $50k - $150k
  • More Than $150k

How Much Would It Cost To Rebuild Your Home If It Was Destroyed?

Some detailed text Please choose one:

  • Less than $150k
  • $150k - $299k
  • $300k - $600k
  • More than $600k

What Is Your Risk Tolerance?

Some detailed text Please choose one:

  • Low
  • Medium
  • High

Your need for home insurance:

Should you die, the financial impact on your dependents is the loss of your income as well as the immediate expenses associated with your death. The death benefit offered through life insurance serves as replacement income for a period of time to help your family build a more financially secure future.