Life Insurance Rates By State In Apr 2024!

By Licensed Agent Sa El

Edited & Expert Reviewed by Sa El

Updated: February 7, 2023

Americans are starting to realize how expensive not having some form of life insurance can be. With the national average life insurance premium being $631 per year or about $53 per month, you need to do your due diligence before you decide on what life insurance options will work best for you.

The good news is that we have included links to all 50 state-specific reviews for life insurance in this blog post and will take you through some helpful tips on getting term life insurance. You can also learn which companies have the best life insurance quotes in your state for both traditional and no-medical exam life insurance.

life insurance rates by state

Average Life Insurance Rates By State

STATE

AVERAGE ANNUAL PREMIUM

STATE

AVERAGE ANNUAL PREMIUM

$602

$601

$655

$603

$615

$607

$584

$708

$668

$732

$645

$588

$724

New York

$675

$657

$617

$636

$603

$627

$599

$630

$598

$687

$627

$597

$658

$631

$660

$593

$615

$601

$591

$601

$609

$599

$633

$597

$636

$641

$655

$712

$682

$718

$655

$610

$590

$639

$607

$581

$601

$590



EXPERT EDITOR & REVIEWER

Sa El

Licensed & Certified Insurance Agent

Sa El is the Founder of Simply Insurance and a licensed Insurance Agent with over 15 years of experience in the industry.  He specializes in Life & Health Insurance and is certified in Long Term Care Insurance in the state of Georgia. a licensed real estate agent in the state of Georgia (License #382602), an entrepreneur, insurance educator, and freelance writer.