Life Insurance Rates By State In Jul 2024!

by Sa El

May 1, 2024

Americans are starting to realize how expensive not having some form of life insurance can be. With the national average life insurance premium being $631 per year or about $53 per month, you need to do your due diligence before you decide on what life insurance options will work best for you.

The good news is that we have included links to all 50 state-specific reviews for life insurance in this blog post and will take you through some helpful tips on getting term life insurance. You can also learn which companies have the best life insurance quotes in your state for both traditional and no-medical exam life insurance.

life insurance rates by state

Average Life Insurance Rates By State

STATE

AVERAGE ANNUAL PREMIUM

STATE

AVERAGE ANNUAL PREMIUM

Alabama

$602

Montana

$601

Alaska

$655

Nebraska

$603

Arizona

$615

Nevada

$607

Arkansas

$584

New Hampshire

$708

California

$668

New Jersey

$732

Colorado

$645

New Mexico

$588

Connecticut

$724

New York

$675

Delaware

$657

North Carolina

$617

District Of Columbia

$636

North Dakota

$603

Florida

$627

Ohio

$599

Georgia

$630

Oklahoma

$598

Hawaii

$687

Oregon

$627

Idaho

$597

Pennsylvania

$658

Illinois

$631

Rhode Island

$660

Indiana

$593

South Carolina

$615

Iowa

$601

South Dakota

$591

Kansas

$601

Tennessee

$609

Kentucky

$599

Texas

$633

Louisiana

$597

Utah

$636

Maine

$641

Vermont

$655

Maryland

$712

Virginia

$682

Massachusetts

$718

Washington

$655

Michigan

$610

West Virginia

$590

Minnesota

$639

Wisconsin

$607

Mississippi

$581

Wyoming

$601

Missouri

$590

About the author 

Sa El