How Much Is Aircraft Mechanic Liability Insurance?

Discover the costs associated with aircraft mechanic liability insurance, including factors that influence premiums, coverage options, and tips for finding the best policy to protect your aviation business.

By Licensed Agent:  Sa El PublishedSeptember 19, 2024  UpdatedJanuary 11, 2025

As an aircraft mechanic, ensuring you have the right liability insurance is crucial. This type of insurance protects you from potential claims arising from your professional services. But how much does it cost? Let's dive into the details and explore the various factors that influence the cost of aircraft mechanic liability insurance.

What Is The Average Cost Of Aircraft Mechanic Liability Insurance?

The average cost of aircraft mechanic liability insurance can vary significantly based on several factors. Generally, you can expect to pay anywhere from $500 to $2,000 annually. This range depends on the coverage limits, the size of your business, and the specific risks associated with your work.

What Is Another Name For Aircraft Mechanic Liability Insurance?

Aircraft mechanic liability insurance is also commonly referred to as Aviation Maintenance Insurance or A&P Mechanic Insurance. These terms are often used interchangeably in the industry, so don't be confused if you come across them while researching your options.

Why Is Aircraft Mechanic Liability Insurance More Expensive Than Professional Liability Insurance?

Aircraft mechanic liability insurance tends to be more expensive than standard professional liability insurance due to the higher risks involved. Working on aircraft involves significant safety and regulatory considerations, which can lead to higher premiums. Additionally, the potential for costly claims in the aviation industry contributes to the increased cost.

THE SIMPLY INSURANCE WAY

Business Insurance made easy!

Agents Available To Assist

Get quotes and sign up online or get help from a licensed agent, we are here if you need us. 

Unbiased, expert advice.

Get unbiased insurance education from licensed experts and also avoid dodgy sales calls.

Coverage in minutes.

You can get business insurance coverage within minutes of getting your quotes and applying.

How Much Does Aircraft Mechanic Liability Insurance Cost Per Month?

When broken down into monthly payments, aircraft mechanic liability insurance typically costs between $40 and $170 per month. This monthly cost can be more manageable for many mechanics, allowing them to budget more effectively for their insurance needs.

What Factors Influence Monthly Costs?

Several factors can influence the monthly cost of your insurance. These include the type of aircraft you work on, the volume of your business, your claims history, and the specific coverage limits you choose. It's essential to consider these factors when obtaining quotes to ensure you get the best rate possible.

How Much Is Aircraft Mechanic Liability Insurance By State?

The cost of aircraft mechanic liability insurance can also vary by state. Different states have different regulations and risk factors, which can influence insurance premiums. Let's take a closer look at the costs in some specific states.

How Much Does Aircraft Mechanic Liability Insurance Cost In CA?

In California, the cost of aircraft mechanic liability insurance typically ranges from $600 to $2,200 annually. The state's high population density and busy airports contribute to the higher premiums.

How Much Is Aircraft Mechanic Liability Insurance in GA?

In Georgia, you can expect to pay between $500 and $1,800 annually for aircraft mechanic liability insurance. The cost is slightly lower than in California due to different risk factors and regulations.

How much Is a Avionics Technician Insurance In Texas?

For avionics technicians in Texas, the cost of liability insurance ranges from $550 to $2,000 annually. Texas has a significant aviation industry, which can influence the cost of insurance.

How Much Is Aircraft Mechanic Liability Insurance in Florida?

In Florida, the cost of aircraft mechanic liability insurance typically falls between $600 and $2,100 annually. The state's busy airports and frequent weather-related risks contribute to the higher premiums.

BUSINESS INSURANCE WHERE YOU LIVE

Business insurance by state.

Keep your business safe with a Small Business Insurance Policy.

Business insurance policies protect you against lawsuits, employee injuries, cyber security attacks, and property damage. Click on your state to get a free quote today.

AlabamaALAlaskaAKArizonaAZArkansasARCaliforniaCAColoradoCOConnecticutDelawareFloridaFLGeorgiaGAIdaho