Compare Dental Savings Plans
Affiliate disclosure: Simply Insurance may receive compensation when readers click partner links and an eligible quote request or policy is approved. How we make money
Not insurance — a membership that gets you 10-60% off at in-network dentists. No waiting periods, no annual maximums, no paperwork.
Advertised by eHealth
Activation takes 1-3 days. Cancel anytime.
Coverage Options
Individual Plans
Single-person membership with access to savings.
From $8/moFamily Plans
Cover an entire household under one membership.
From $15/moDental + Vision Bundle
Add vision, hearing, and Rx savings to one plan.
From $18/moSenior-Focused Plans
Plans built for Medicare members who need dental coverage.
From $11/moHow It Works
- Save 10-60% at Partner Dentists Pre-negotiated fees at over 100,000 dentists nationwide — pay the reduced rate directly at the office.
- No Waiting Periods Use your membership as soon as it activates — same day for many plans, 1-3 days for others.
- No Annual Maximum Unlike insurance, savings plans have no cap. Need multiple crowns? Save on all of them.
- Pre-Existing Conditions OK No exclusions based on dental history. If a procedure is on the fee schedule, you get the discounted rate.
Advertised by eHealth
Tell Us What You Need
Answer a few quick questions about your coverage needs. Takes less than 2 minutes.
Compare Top Quotes
We show you your options side-by-side so you can compare before you choose.
Choose & Save
Pick the plan that fits your budget.
What to Look For
- A.M. Best "A" rating or higher
- Transparent pricing with no hidden fees
- Fast claims processing (under 48 hours)
- 24/7 customer support
- No financial strength rating listed
- Unusually low quotes with exclusions buried in fine print
- Pressure tactics or "limited time" pricing
- Poor BBB rating or excessive complaints
Frequently Asked Questions
Is a dental savings plan the same as dental insurance?
No. Insurance pays a percentage of your bill after deductibles and within annual maximums. A savings plan is a membership — you pay the dentist a pre-negotiated reduced fee directly, with no paperwork or reimbursement process.
How much can I actually save?
Typical savings: 10-25% on cleanings and exams, 20-40% on fillings and extractions, 30-60% on crowns, root canals, implants, and orthodontia. Exact percentages vary by plan and procedure.
Are there waiting periods?
No. Most plans activate within 1-3 business days and cover all procedures immediately, including major work.
Will my dentist accept this plan?
Check the plan's provider directory before signing up. Most major cities have plenty of options.
Can I combine a savings plan with insurance?
Sometimes. Some dentists will apply the savings plan discount on top of what insurance does not cover. Ask your dentist directly.
Is this a good option for seniors on Medicare?
Yes — Medicare does not cover most dental care, so a savings plan is a popular, affordable alternative. Look for plans that include hearing and vision bundles.
Ready to Save on Dental Savings Plans?
Not insurance — a membership that gets you 10-60% off at in-network dentists. No waiting periods, no annual maximums, no paperwork.
Advertised by eHealth
Simply Insurance is a licensed independent broker. We may receive compensation from carriers when you purchase a policy. This does not affect the rates you receive.