by Sa El

April 22, 2024

Health Insurance premiums vary by age, metal tier, type of plan, and insurer selected. 

The national average cost of a health insurance policy for a single 40 year old is around $545 per month or $6,540 per year in 2022. 

Check out our average cost of Health Insurance rates by state below: 

Average Health Insurance Rates By State

STATE

AVERAGE MONTHLY PREMIUM

STATE

AVERAGE MONTHLY PREMIUM

Alabama

$579

Montana

$479

Alaska

$715

Nebraska

$685

Arizona

$577

Nevada

$578

Arkansas

$419

New Hampshire

$360

California

$537

New Jersey

$537

Colorado

$409

New Mexico

$480

Connecticut

$564

New York

$713

Delaware

$555

North Carolina

$634

District Of Columbia

$553

North Dakota

$524

Florida

$585

Ohio

$490

Georgia

$309

Oklahoma

$635

Hawaii

$490

Oregon

$475

Idaho

$516

Pennsylvania

$498

Illinois

$556

Rhode Island

$413

Indiana

$433

South Carolina

$436

Iowa

$533

South Dakota

$811

Kansas

$534

Tennessee

$508

Kentucky

$478

Texas

$575

Louisiana

$728

Utah

$563

Maine

$465

Vermont

$760

Maryland

$365

Virginia

$512

Massachusetts

$535

Washington

$443

Michigan

$410

West Virginia

$831

Minnesota

$389

Wisconsin

$514

Mississippi

$511

Wyoming

$764

Missouri

$620

About the author 

Sa El