How Many Americans Don’t Have Health Insurance? Plus Over 11 Health Insurance Statistics For Dec 2024!

Approximately 30 million people in the United States are uninsured and at risk of financial ruin if they become ill or injured. Even worse, there are approximately 9 million children in the country who lack proper healthcare coverage. That’s about 1 out of every 10 children in the United States, and it raises concerns about

By Licensed Agent:  Sa El PublishedApril 17, 2024  UpdatedOctober 8, 2024

Approximately 30 million people in the United States are uninsured and at risk of financial ruin if they become ill or injured. Even worse, there are approximately 9 million children in the country who lack proper healthcare coverage.

That’s about 1 out of every 10 children in the United States, and it raises concerns about the availability of essential services, such as child travel insurance, which might also be insufficient.

In this post, we’ll look at some of the statistics surrounding uninsured Americans and how many people are without health insurance in the United States. Continue reading to learn more about America’s uninsured health insurance statistics.

Top Uninsured American Statistics: 

  • 30 million people in the United States do not have health insurance. Millions of other Americans are underinsured.
  • 9 million children are uninsured in the United States.
  • 73.7% of uninsured adults say that the cost of coverage is the reason they don’t have a policy.
  • 50% of people in America who don’t have health insurance have not seen a doctor or healthcare professional in the last 12 months.
  • The majority of the market, or 67.3%, is made up of private health insurance.
  • 34.4% of the market is public health insurance

Number Of Uninsured Americans In 2022

How Many Americans Don’t Have Health Insurance? 

Roughly 30 million people in the United States do not have health insurance. Millions more are underinsured.

Why Do So Many Americans Go Without Health Insurance?

The cost of coverage was the most common reason given by uninsured individuals for not having a plan, with roughly 70 percent of respondents stating that it was a major deterrent to obtaining insurance.

In The Last 12 Months 50% Of Uninsured Americans Haven’t Seen A Doctor

According to a nationally representative sampling of 1,000 uninsured Americans aged 18 and over conducted by the Commonwealth Fund earlier this year, only half (50%) of all uninsured individuals reported having gone to a doctor or health care professional in the previous 12 months.

Private Health Insurance Accounts For 67.3% Of The Market

Private health insurance, which covers nearly three-quarters of the market, has an overall share of 67.3 percent.

Public Health Insurance Accounts For 34.4% Of The Market

Public health insurance, which covers roughly 34.4 percent of the market, has a bigger role in other countries.

The Number Of Americans Without Health Insurance Increased By .5% In 2019

In 2019, it was revealed that around 44 million US adults did not have health insurance, while 38 million people lacked adequate health insurance.

How Many People Don’t Have Health Insurance By State And Gender

Percent Of Uninsured Americans By Race & Ethnicity

American-Indian & Alaskan Natives (21.7%), and Hispanics (20%) have the highest rate of being uninsured in America.

ETHNICITY

UNINSURED RATE

Hispanics

20%

African American

11.4%

American-Indian & Alaskan Natives 

21.7%

Caucasian American

7.8%

Asians

7.2%

Native Hawaiian and Other Pacific Islanders

12.7%

What Is The Percentage Of Uninsured Americans By State?

STATE

% OF UNINSURED

Alabama

9.7%

Alaska

12.2%

Arizona

11.3%

Arkansas

9.1%

California

7.7%

Colorado

8%

Connecticut

5.9%

Delaware

6.6%

District of Columbia

3.5%

Florida

13.2%

Georgia

13.4%

Hawaii

4.2%

Idaho

10.8%

Illinois

7.4%

Indiana

8.7%

Iowa

5%

Kansas

9.2%

Kentucky

6.4%

Louisiana

8.9%

Maine

8%

Maryland

6%

Massachusetts

3%

Michigan

5.8%

Minnesota

4.9%

Mississippi

13%

Missouri

10%

Montana

8.3%

Nebraska

8.3%

Nevada

11.4%

New Hampshire

6.3%

New Jersey

7.9%

New Mexico

10%

New York

5.2%

North Carolina

11.3%

North Dakota

6.9%

Ohio

6.6%

Oklahoma

14.3%

Oregon

7.2%

Pennsylvania

5.8%

Rhode Island

4.1%

South Carolina

10.8%

South Dakota

10.2%

Tennessee

10.1%

Texas

18.4%

Utah

9.7%

Vermont

4.5%

Virginia

7.9%

Washington

6.6%

West Virginia

6.7%

Wisconsin

5.7%

Wyoming

12.3%

Concluding Thoughts

Taking Action

With the implementation of Affordable Care Act (Often called Obamacare), there are more Americans insured than ever before. Yet it is important to remember that not everyone has adequate health insurance coverage.

This can be difficult for those with chronic conditions or disabilities who need regular medical care and/or medications to survive day-to-day life let alone work a full time job. There are many reasons why people don’t have health insurance including not being able to afford coverage, living in a state where Medicaid isn’t an option for low-income families, or simply choosing not to sign up due to political beliefs. 

Whatever your reason may be for being uninsured, its’s always best to have some coverage than no coverage at all and we make it easy to compare cheap health insurance rates from different providers on our site! 

Sources:

Policy Advice | KFF | How Much | 


ABOUT THE AUTHOR

Sa El

Sa El is the Co-Founder of Simply Insurance and a licensed Insurance Agent with over 16 years of experience in the industry. He specializes in Life & Health Insurance and is certified in Long Term Care Insurance in the state of Georgia. a licensed real estate agent in the state of Georgia (License #382602), an entrepreneur, insurance educator, and freelance writer.