Condo Insurance Rates By State

Find the best condo insurance rates by state in America and discover if condo insurance is required in your state.

By Licensed Agent:  Sa El  PublishedMay 15, 2025 UpdatedMay 24, 2025

Condo owners across America are starting to realize how expensive condo insurance can be. With the average condo insurance quote being around $35 per month, the really isn't a reason to go without coverage.

The good news is that we have included links to all 50 state-specific reviews for condo insurance in this blog post and will take you through some helpful tips on getting HO6 insurance.

You will also learn which companies have the best condo insurance quotes in your state.

Average Condominium Insurance Rates By State

STATE

AVERAGE MONTHLY PREMIUM

STATE

AVERAGE MONTHLY PREMIUM

Alabama

$45

Montana

$32

Alaska

$33

Nebraska

$30

Arizona

$33

Nevada

$35

Arkansas

$45

New Hampshire

$28

California

$45

New Jersey

$38

Colorado

$35

New Mexico

$33

Connecticut

$33

New York

$46

Delaware

$36

North Carolina

$38

District Of Columbia

$31

North Dakota

$27

Florida

$80

Ohio

$27

Georgia

$41

Oklahoma

$53

Hawaii

$26

Oregon

$30

Idaho

$35

Pennsylvania

$32

Illinois

$33

Rhode Island

$42

Indiana

$30

South Carolina

$42

Iowa

$25

South Dakota

$26

Kansas

$37

Tennessee

$39

Kentucky

$33

Texas

$66

Louisiana

$62

Utah

$22

Maine

$29

Vermont

$29

Maryland

$26

Virginia

$29

Massachusetts

$37

Washington

$31

Michigan

$31

West Virginia

$26

Minnesota

$26

Wisconsin

$23

Mississippi

$50

Wyoming

$32

Missouri

$35

NATIONAL

$35

Note: Average rates are based on non-binding estimates provided by data from the National Association of Insurance Commissioners (NAIC), your rates may vary.

CONDO INSURANCE WHERE YOU LIVE

Condo insurance by state.

Condo Insurance protects you and your family from financial ruin due to unexpected loss.

Get Condo Insurance today - select your state to get started

AlabamaALAlaskaAKArizonaAZArkansasARCaliforniaCAColoradoCOConnecticutDelawareFloridaFLGeorgiaGAIdahoIDIllinoisILIndianaINIowaIAKansasKSKentuckyKYLouisianaLAMaineMEMarylandMassachusettsMichiganMIMinnesotaMNMississippiMSMissouriMOMontanaMTNebraskaNENevadaNVNew HampshireNew JerseyNew MexicoNMNew YorkNYNorth CarolinaNCNorth DakotaNDOhioOHOklahomaOKOregonORPennsylvaniaPARhode IslandSouth CarolinaSCSouth DakotaSDTennesseeTNTexasTXUtahUTVermontVirginiaVAWAWest VirginiaWVWisconsinWIWyomingWYVermontVTNew HampshireNHMassachusettsMAConnecticutCTNew JerseyNJMarylandMDHawaiiHIRhode IslandRIDelawareDE

ABOUT THE AUTHOR

Sa El

Sa El is the Co-Founder of Simply Insurance and a licensed Insurance Agent with over 16 years of experience in the industry. He specializes in Life & Health Insurance and is certified in Long Term Care Insurance in the state of Georgia. a licensed real estate agent in the state of Georgia (License #382602), an entrepreneur, insurance educator, and freelance writer.