Pet Insurance Rates By State

Pet Insurance premiums will vary by your pets age, benefits, type of pet, and  insurer selected. The national average cost of a pet insurance policy is between $600 to $1,200 per year on average in . Check out our average cost of pet Insurance rates by state below: Average Pet Insurance Rates Per Month By

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By Licensed Agent:  Sa El Published: May 2, 2024  Updated: January 11, 2025

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Pet Insurance premiums will vary by your pets age, benefits, type of pet, and  insurer selected. The national average cost of a pet insurance policy is between $600 to $1,200 per year on average in 2025. Check out our average cost of pet Insurance rates by state below:

Average Pet Insurance Rates Per Month By State For Your Cat Or Dog

STATE

MONTHLY PREMIUM (CATS)

MONTHLY PREMIUM (DOGS)

STATE

MONTHLY PREMIUM (CATS)

MONTHLY PREMIUM (DOGS)

Alaba​ma​​​​​

$26

$43

Montana

$23

$39

Alaska

$28

$47

Nebraska

$23

$38

Arizona

$32

$53

Nevada

$26

$43

​​​​​Arkansas

$28

$41

New Hampshire

$28

$46

California

$32

$61

New Jersey

$26

$49

Colorado

$29

$48

New Mexico

$25

$40

Connecticut

$32

$53

New York

$30

$61

Delaware

$28

$46

North Carolina

$24

$40

D.C.

$28

$50

North Dakota

$23

$40

Florida

$22

$40

Ohio

$25

$40

Georgia

$22

$36

Oklahoma

$22

$36

Hawaii

$28

$46

Oregon

$28

$46

Idaho

$26

$42

Pennsylvania

$27

$43

Illinois

$27

$44

Rhode Island

$26

$42

Indiana

$22

$37

South Carolina

$25

$38

Iowa

$23

$37

South Dakota

$24

$39

Kansas

$25

$41

Tennessee

$24

$41

Kentucky

$24

$41

Texas

$21

$42

Louisiana

$21

$35

Utah

$24

$40

​​​​Maine

$24

$41

Vermont

$23

$38

Maryland

$30

$50

Virginia

$27

$45

Massachusetts

$28

$48

Washington

$26

$44

Michigan

$22

$37

West Virginia

$22

$37

Minnesota

$23

$47

Wisconsin

$26

$42

Mississippi

$19

$34

Wyoming

$19

$34

Missouri

$20

$39

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ABOUT THE AUTHOR

Sa El

Sa El is the Co-Founder of Simply Insurance and a licensed Insurance Agent with over 16 years of experience in the industry. He specializes in Life & Health Insurance and is certified in Long Term Care Insurance in the state of Georgia. a licensed real estate agent in the state of Georgia (License #382602), an entrepreneur, insurance educator, and freelance writer.