Best Pet Insurance In Alaska For Cats & Dogs (Rates from $28/month!)

By Licensed Agent:  Sa El

Published:: April 10, 2024

Updated:: January 11, 2025

If you're a Alaska pet parent, you know that our furry friends' medical care can be pretty expensive.

But it doesn't need to be, and since 25.5% of Alaska residents are pet parents, finding the best pet insurance companies in Alaska has never been easier.

Whether you're looking for comprehensive coverage for your dog or just basic coverage for your cat, we've got you covered.

We'll cover the average cost of pet insurance in Alaska, show you how to get free pet insurance comparisons, and get covered for your policy instantly, all online without an agent.

More Of The Best Pet Insurance Companies In Alaska Below:

How Much Does Pet Insurance Cost in Alaska?

The average monthly cost of a pet insurance plan in Alaska for a cat is $28 per month and around $47 per month for a dog. However, consider that your pet's monthly premiums will be determined by many factors. These factors include their age, policy benefits, and the number of pets you cover.

How Alaska Pet Insurance Costs Are Determined

The cost of a pet insurance policy in AK is determined by factors like your pet's age and breed and where they live, and whether the pet insurance company you chose gives policy discounts.

Age

Like their pet parents, the older our pets get, the more health issues they have, which means obtaining their insurance will be both difficult and expensive.

Breed

Depending on the breed, specific health problems are more common. As a result, premiums for breeds with many recognized health issues are higher. In comparison, premiums for breeds with fewer known health issues are lower.

Location

The cost of your pet insurance is determined by various factors, including where you live. Pet insurance companies cover pets in every state, and vet checkups will be more costly in big cities than in small towns.

The Coverage Amounts You Choose

The amount of coverage you choose for your pet insurance policy will also affect the cost of your policy. If you want comprehensive coverage for your pet, expect to pay more each month than if you just want basic coverage.

Policy Discounts!

Most pet insurance companies will offer you a multi-pet discount if you have more than one pet to cover. You can also find discounts for first responders, students, military veterans, and active military members of the U.S. Forces.

How To Get the Cheapest Pet Insurance Coverage in Alaska Fast?

The fastest way to get the cheapest pet insurance in Alaska is to get your furbaby insured right now and compare quotes from multiple companies.

Like with most insurance, the younger your puppy or kitten is, the lower your pet insurance premiums will be when you get them covered. And because a newborn kitten or puppy is less likely to have any severe health issues, it will be easier to get them covered.

Insuring your pet before health problems appear ensures that you won't worry about having pre-existing conditions covered or additional waiting periods for your pet.

THE SIMPLY INSURANCE WAY

Pet Insurance made easy!

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Get quotes and sign up online or get help from a licensed agent, we are here if you need us. 

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Coverage in minutes.

You can get pet insurance coverage within minutes of getting your quotes and applying.

Is Pet Insurance Required By Law In Alaska?

Pets are not required by law to have pet insurance in Alaska. However, we always recommend obtaining pet insurance because it may help you save money on unanticipated veterinary expenses. And, since 95% of pet owners consider their dogs part of the family, having insurance gives you peace of mind knowing that your dog will be cared for if something happens.

Can I Visit Any Veterinarian or Pet Hospital in Alaska?

You can visit Alaska-licensed veterinarian or pet hospital when you have pet insurance. There are no networks, and you don't have to pick a primary care veterinarian. Most pet insurance providers give you the option to pay in advance and then get reimbursed the difference. However, a few are working to be able to pay the pet owners' vet directly.

What's The Average Vet Cost For Owning A Dog Or Cat In Alaska?

According to the ASPCA, the first year's vet bills and expenses for a dog can range from $2,000 to more. The cost of having a cat is significantly lower at an average of $1,174 in the first year. When budgeting for a pet, it's essential to take into account your vet bill, expenses, as well as insurance.

Is It Safe To Take My Pet To The Veterinarian during COVID-19?

Yes, you may take your pet to the veterinarian during COVID-19; some veterinarians have set up Online Vet visits. Online vet visits allow pet owners to stay at home and only depart if there is a true emergency.