Renters Insurance Rates By State

Renters across America are starting to realize how expensive it can be to go without renters insurance.And here’s the thing: With the average cost of renters insurance rates by state being around $15.58 per month, there really isn’t any excuse to go without coverage.What Is The Average Cost Of Renters Insurance By State?STATEAVERAGE ANNUAL PREMIUMSTATEAVERAGE ANNUAL PREMIUMAlabama$203Montana$155Alaska$91Nebraska$165Arizona$180Nevada$129Arkansas$212New

By Licensed Agent:  Sa El PublishedApril 27, 2024  UpdatedJanuary 11, 2025

Renters across America are starting to realize how expensive it can be to go without renters insurance.

And here's the thing: 

With the average cost of renters insurance rates by state being around $15.58 per month, there really isn't any excuse to go without coverage.

What Is The Average Cost Of Renters Insurance By State?

STATE

AVERAGE ANNUAL PREMIUM

STATE

AVERAGE ANNUAL PREMIUM

Alabama

$203

Montana

$155

Alaska

$91

Nebraska

$165

Arizona

$180

Nevada

$129

Arkansas

$212

New Hampshire

$139

California

$192

New Jersey

$195

Colorado

$128

New Mexico

$187

Connecticut

$228

New York

$150

Delaware

$160

North Carolina

$200

District Of Columbia

$156

North Dakota

$185

Florida

$129

Ohio

$237

Georgia

$219

Oklahoma

$253

Hawaii

$174

Oregon

$114

Idaho

$193

Pennsylvania

$165

Illinois

$187

Rhode Island

$124

Indiana

$174

South Carolina

$230

Iowa

$103

South Dakota

$116

Kansas

$213

Tennessee

$260

Kentucky

$125

Texas

$134

Louisiana

$240

Utah

$151

Maine

$156

Vermont

$155

Maryland

$191

Virginia

$148

Massachusetts

$138

Washington

$162

Michigan

$155

West Virginia

$187

Minnesota

$175

Wisconsin

$119

Mississippi

$314

Wyoming

$107

Missouri

$264

 

 


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ABOUT THE AUTHOR

Sa El

Sa El is the Co-Founder of Simply Insurance and a licensed Insurance Agent with over 16 years of experience in the industry. He specializes in Life & Health Insurance and is certified in Long Term Care Insurance in the state of Georgia. a licensed real estate agent in the state of Georgia (License #382602), an entrepreneur, insurance educator, and freelance writer.