Small Business Insurance Costs By State

Written By Licensed Agent Sa ElJanuary 20, 2022

Business owners across America are starting to realize how expensive it can be to go without small business insurance.

With the national average quote for small business insurance being around $65 per month, there really isn't any excuse to go without coverage.

small business insurance costs

The good news is that we have included links to all 50 state-specific reviews for small business insurance. 

Average Small Business Insurance Costs By Policy Type

Type Of Policy

Average Annual Cost

General Liability

$780

Business Owner's Policy (BOP)

$1,188

Professional Liability (E&O)

$1,164

$1,332

Commercial Umbrealla Policy

$1,548

Average Cost Of Small Business Insurance By State

STATE

AVERAGE ANNUAL PREMIUM

STATE

AVERAGE ANNUAL PREMIUM

$564

Montana

$0

$516

Nebraska

$0

$480

Nevada

$0

Arkansas

$0

New Hampshire

$0

California

$0

New Jersey

$0

$636

New Mexico

$0

Connecticut

$0

New York

$0

$552

North Carolina

$0

District Of Columbia

$0

North Dakota

$0

$698

Ohio

$0

Georgia

$0

$480

$468

$564

Idaho

$0

Pennsylvania

$0

$552

Rhode Island

$0

$528

$540

Iowa

$0

South Dakota

$0

Kansas

$0

Tennessee

$0

Kentucky

$0

$708

Louisiana

$0

$576

$516

Vermont

$0

$492

$420

$492

Washington

$0

$480

West Virginia

$0

Minnesota

$0

$516

Mississippi

$0

Wyoming

$0

Missouri

$0




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