Small Business Insurance Costs By State

 By Sa El Published:

Business owners across America are starting to realize how expensive it can be to go without small business insurance.

With the national average quote being around $65 per month, there really isn't any excuse to go without coverage.

The good news is that we have included links to all 50 state-specific reviews for small business insurance in this blog post and will take you through some helpful tips on getting business insurance fast and online.


You can also learn which companies have the best small business insurance quotes in your state. 

small business insurance costs

Average Small Business Insurance Costs By Policy Type

Type Of Policy

Average Annual Cost

General Liability

$780

Business Owner's Policy (BOP)

$1,188

Professional Liability (E&O)

$1,164

Worker's Compensation

$1,332

Commercial Umbrealla Policy

$1,548

Average Cost Of Small Business Insurance By State

STATE

AVERAGE ANNUAL PREMIUM

STATE

AVERAGE ANNUAL PREMIUM

$564

Montana

$0

$516

Nebraska

$0

$480

Nevada

$0

Arkansas

$0

New Hampshire

$0

California

$0

New Jersey

$0

$636

New Mexico

$0

Connecticut

$0

New York

$0

$552

North Carolina

$0

District Of Columbia

$0

North Dakota

$0

$698

Ohio

$0

Georgia

$0

$480

$468

$564

Idaho

$0

Pennsylvania

$0

$552

Rhode Island

$0

$528

$540

Iowa

$0

South Dakota

$0

Kansas

$0

Tennessee

$0

Kentucky

$0

$708

Louisiana

$0

$576

$516

Vermont

$0

$492

$420

$492

Washington

$0

$480

West Virginia

$0

Minnesota

$0

$516

Mississippi

$0

Wyoming

$0

Missouri

$0




Sa El

About the author

Sa El is the Co-Founder of Simply Insurance and a licensed Insurance Agent with over 13 years of experience in the industry.  He specializes in Life & Health Insurance and is certified in Long Term Care Insurance in the state of Georgia. a licensed real estate agent in the state of Georgia (License #382602), an entrepreneur, insurance educator, and freelance writer.


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