Business owners across America are starting to realize how expensive it can be to go without small business insurance.
With the national average quote being around $65 per month, there really isn't any excuse to go without coverage.
The good news is that we have included links to all 50 state-specific reviews for small business insurance in this blog post and will take you through some helpful tips on getting business insurance fast and online.
You can also learn which companies have the best small business insurance quotes in your state.
Average Small Business Insurance Costs By Policy Type
Type Of Policy | Average Annual Cost |
|---|---|
General Liability | $780 |
Business Owner's Policy (BOP) | $1,188 |
Professional Liability (E&O) | $1,164 |
Worker's Compensation | $1,332 |
Commercial Umbrealla Policy |
$1,548 |
Average Cost Of Small Business Insurance By State
STATE | AVERAGE ANNUAL PREMIUM | STATE | AVERAGE ANNUAL PREMIUM |
|---|---|---|---|
| $564 | Montana | $0 | |
$516 | Nebraska | $0 | |
| $480 | Nevada | $0 | |
Arkansas | $0 | New Hampshire | $0 |
California | $0 | New Jersey | $0 |
$636 | New Mexico | $0 | |
Connecticut | $0 | New York | $0 |
| $552 | North Carolina | $0 | |
District Of Columbia | $0 | North Dakota | $0 |
$698 | Ohio | $0 | |
Georgia | $0 | $480 | |
$468 | $564 | ||
Idaho | $0 | Pennsylvania | $0 |
$552 | Rhode Island | $0 | |
$528 | $540 | ||
Iowa | $0 | South Dakota | $0 |
Kansas | $0 | Tennessee | $0 |
Kentucky | $0 | $708 | |
Louisiana | $0 | $576 | |
$516 | Vermont | $0 | |
$492 | $420 | ||
$492 | Washington | $0 | |
| $480 | West Virginia | $0 | |
Minnesota | $0 | $516 | |
Mississippi | $0 | Wyoming | $0 |
Missouri | $0 | |