Answers in minutes
A few questions is all it takes. You'll see where you stand before anyone calls you.
POWERED BY AI • RENTERS INSURANCE MADE SIMPLE
Renters Insurance, Sorted In Minutes.
Tell us where you rent and what you own. We'll tell you what you may qualify for — in about two minutes.
Most people are here because a lease demands it. Fair enough — but it also covers your stuff and your liability, and it is usually cheaper than people expect.
- Takes about 2 minutes
- No SSN needed
- No obligation to buy
Guidance you can trust Licensed insurance guidanceSecure & privateNo obligation to buy
AI Eligibility Assistant Secure & Private
- 1 Basics
- 2 Your Place
- 3 Belongings
- 4 History
- 5 Review
- 6 Results
Hi, I'm your renters insurance eligibility assistant. Tell me your name and we'll get started — then a few quick questions to see what you may qualify for.
First, what's your name?
Enter your name
What state do you rent in?
Select your state
What kind of place do you rent?
Apartment, house, condo…
Roughly what are your belongings worth?
e.g. 25000
Eligibility Estimate82%
Almost every renter may qualify for coverage with a top-rated carrier.
Your information is encrypted and never shared without your consent.
What we'll help you cover
Personal Property
Your belongings — furniture, electronics, clothes — whether they are stolen or destroyed.
Liability
If a guest is hurt in your place, or you damage someone else’s property. Usually why the lease requires it.
Loss of Use
Somewhere to stay while your place is repaired after a covered loss.
Medical Payments
Small medical bills for a guest hurt at your place, without anyone having to sue.
New to renters insurance? Start with our complete renters insurance guide — what it covers, what it costs, and how much you actually need.
A simpler way to get covered
Your landlord's policy isn't yours
Their insurance covers the building. Your laptop, your bike, your clothes — that is on you, and this is the policy that does it.
It's the liability that matters
The reason leases require it: if a guest is hurt or you flood the unit below, this is the part that responds.
Your details stay yours
No Social Security number, no date of birth. We ask what we need to estimate eligibility and nothing more.
How It Works
- 1
Tell us where you rent
Your state and what kind of place it is — apartment, house, condo, or a room.
- 2
Tell us what you own
A rough value for your belongings, whether you have pets, and any claims in the last five years.
- 3
See your eligibility estimate
A straight read on what you may qualify for, and a link through to a top-rated carrier.
Common Questions About Renters Insurance
Quick answers — tap through for the full guide.
How much is renters insurance?
What renters actually pay each month, and what moves the number.
Read moreWhat does renters insurance cover?
Belongings, liability, and somewhere to stay — plus what it never covers.
Read moreHow does renters insurance work?
From picking a limit to filing a claim, in plain English.
Read moreRenters insurance guide
The full guide — how much coverage to buy and how to avoid over-insuring.
Read moreWhy Choose Simply Insurance?
Licensed guidance
We are a licensed insurance agency, not a lead broker. The guidance here is the same we would give you on the phone.
We say when to walk away
If your current policy is already a good deal, we'll say so. Nothing here is worth your money if it doesn't fit.
Plain-English answers
No jargon, no fine-print games. If we can't explain a coverage in a sentence, we shouldn't be selling it.
Affiliate disclosure: Simply Insurance may receive compensation when readers click partner links and an eligible policy is approved.
This tool provides an eligibility estimate, not a quote or a binding decision. Rates and availability vary by state and by carrier. A renters policy covers your belongings and your liability — not the building, which your landlord insures separately. Flood is not covered and requires a separate policy.