Answers in minutes
A few questions about the property is all it takes. You'll see where you stand before anyone calls you.
POWERED BY AI • LANDLORD INSURANCE MADE SIMPLE
Landlord Insurance, Without The Runaround.
Tell us about the property and who's in it. We'll tell you what you may qualify for — in about two minutes.
One rental or ten, the questions are the same: what is it, who lives there, and what has gone wrong before. Answer those and the rest follows.
- Takes about 2 minutes
- No SSN needed
- No obligation to buy
Guidance you can trust Licensed insurance guidanceSecure & privateNo obligation to buy
AI Eligibility Assistant Secure & Private
- 1 Basics
- 2 Property
- 3 Tenancy
- 4 History
- 5 Review
- 6 Results
Hi, I'm your landlord insurance eligibility assistant. Tell me your name and we'll get started — then a few quick questions about your rental to see what you may qualify for.
First, what's your name?
Enter your name
What state is the property in?
Select your state
What kind of property is it?
Single-family, duplex, apartment…
How is it occupied right now?
Long-term, short-term, vacant…
Eligibility Estimate82%
Most rental properties may qualify for coverage with a top-rated carrier.
Your information is encrypted and never shared without your consent.
What we'll help you cover
The Building
The structure itself — what it would cost to rebuild after a covered loss.
Lost Rental Income
The rent you cannot collect while the property is uninhabitable after a claim.
Liability
If a tenant or visitor is injured on the property and you are held responsible.
Owner’s Contents
Appliances, furnishings, and anything you supply with the unit.
New to landlord insurance? Start with our complete landlord insurance guide — what it covers, what it costs, and how it differs from homeowners.
A simpler way to cover your rental
It covers the building, not the tenant
Your policy protects the structure, your rental income, and your liability. Your tenant's belongings are their own renters policy — worth putting in the lease.
We ask about occupancy first
Vacant, long-term, or short-term changes which product you need entirely. Most quote forms never ask, then decline you later.
Built for one rental or ten
Single-family, duplex, or a small apartment building — the estimate accounts for what you actually own.
How It Works
- 1
Tell us about the property
State, what kind of rental it is, and the year it was built.
- 2
Tell us who is in it
Long-term tenants, a short-term rental, between tenants, or sitting empty. This one matters more than people expect.
- 3
See your eligibility estimate
A straight read on what you may qualify for, then straight to our quote form to finish.
Common Questions About Landlord Insurance
Quick answers — tap through for the full guide.
How much is landlord insurance?
What rental property coverage costs and why it runs above a homeowners policy.
Read moreHow does landlord insurance work?
Building, lost rent, and liability — what actually responds when something goes wrong.
Read moreLandlord insurance rates by state
Rates are set state by state. See what coverage costs where you own.
Read moreLandlord insurance for multiple properties
When separate policies stop making sense and a blanket approach starts.
Read moreWhy Choose Simply Insurance?
Licensed guidance
We are a licensed insurance agency, not a lead broker. The guidance here is the same we would give you on the phone.
We say when to walk away
If your current policy is already a good deal, we'll say so. Nothing here is worth your money if it doesn't fit.
Plain-English answers
No jargon, no fine-print games. If we can't explain a coverage in a sentence, we shouldn't be selling it.
Affiliate disclosure: Simply Insurance may receive compensation when readers click partner links and an eligible policy is approved.
This tool provides an eligibility estimate, not a quote or a binding decision. Rates, underwriting, and availability vary by state and by property. A landlord policy does not cover your tenant's belongings — they need their own renters policy. Vacant properties and short-term rentals typically require different coverage. Flood is not covered and requires a separate policy.