Answers in minutes
A few questions about what you do and how big you are. You'll see where you stand before anyone calls you.
POWERED BY AI • BUSINESS INSURANCE MADE SIMPLE
Business Insurance, Without The Broker Call.
Tell us what your business does. We'll tell you what you may qualify for — in about two minutes.
Most owners are here because a landlord or a client asked for a certificate. You can find out where you stand without booking a call to do it.
- Takes about 2 minutes
- No EIN or SSN needed
- No obligation to buy
Guidance you can trust Licensed insurance guidanceSecure & privateNo obligation to buy
AI Eligibility Assistant Secure & Private
- 1 Basics
- 2 Business
- 3 Size
- 4 Coverage
- 5 Review
- 6 Results
Hi, I'm your business insurance eligibility assistant. Tell me your name and we'll get started — then a few quick questions about your business to see what you may qualify for.
First, what's your name?
Enter your name
What kind of work does your business do?
e.g. consulting, retail shop, cleaning
How many employees do you have?
e.g. 4
Roughly what's your annual revenue?
e.g. 400000
Eligibility Estimate82%
Many small businesses may qualify for coverage with a top-rated carrier.
Your information is encrypted and never shared without your consent.
What we'll help you cover
General Liability
Third-party injury and property damage — the certificate a landlord or client usually asks for.
Business Property
Your equipment, inventory, and fit-out, whether you own the space or rent it.
Business Interruption
Lost income while you cannot trade after a covered loss closes you down.
Professional Liability
Claims that your advice or your work caused someone a financial loss.
New to business insurance? Start with our complete business insurance guide — which policies do what, what they cost, and which ones you actually need.
A simpler way to cover your business
We tell the products apart
General liability, a BOP, professional liability, workers' comp — different policies. We'll say which one your situation actually calls for.
Built for small business
Rated on what you do and what you bring in, not on a form built for a factory. Most small operations fit a standard policy.
Honest about hard classes
Roofing, trucking, tree work and the like go to specialist markets. We'll point you there rather than waste your afternoon.
How It Works
- 1
Tell us what you do
State, the kind of work your business does, and how long you have been at it.
- 2
Tell us how big you are
Employees, rough annual revenue, and which coverage you are after — or that you are not sure yet.
- 3
See your eligibility estimate
A straight read on what you may qualify for, and a link through to a top-rated carrier to finish a real quote.
Common Questions About Business Insurance
Quick answers — tap through for the full guide.
How much is business insurance?
What small businesses actually pay, and what moves the number up or down.
Read moreHow does business insurance work?
What a policy actually does when a customer sues or a pipe bursts in your shop.
Read moreGeneral liability insurance
The coverage most landlords and clients are asking for when they want a certificate.
Read moreHow does general liability insurance work?
What it covers, what it does not, and why it is not a substitute for workers comp.
Read moreWhy Choose Simply Insurance?
Licensed guidance
We are a licensed insurance agency, not a lead broker. The guidance here is the same we would give you on the phone.
We say when to walk away
If you do not need the coverage you came for, we'll say so. Nothing here is worth your money if it doesn't fit.
Plain-English answers
No jargon, no fine-print games. If we can't explain a coverage in a sentence, we shouldn't be selling it.
Affiliate disclosure: Simply Insurance may receive compensation when readers click partner links and an eligible policy is approved.
This tool provides an eligibility estimate, not a quote or a binding decision. Final appetite, pricing, and approval are determined by the carrier, and requirements vary by state and class of business. General liability does not cover employees injured on the job — that is workers compensation, which most states require once you have employees.