Having to take a random blood test just to get a life insurance policy is both an aggravating and painful process. But what if I told you:
That in 2022 you can get a no blood test life insurance policy and avoid a physical exam, and have coverage in an instant.
In this post today, I will cover the average cost of no blood test life insurance, how life insurance with no blood test works, and review some of the best no physical exam life insurance companies.
What Is No Blood Test Life Insurance?
No physical life insurance goes by a ton of names, from no medical exam life insurance to instant life insurance. It is in “Plain English” life insurance that won’t require a physical exam or medical records from your doctor for you to get approved.
These policies usually cut your wait time for coverage from 3 to 4 weeks to under 5 minutes. While getting a policy with no exam isn’t very new, the ability to get a policy with no physical and get approved in under 5 minutes is groundbreaking.
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What Is The Average Cost Of Life Insurance With No Blood Test?
The national average cost for no blood test life insurance is around $68 per month or $816 per year for a 20 year $475,000 term life insurance policy. Keep in mind there are several factors that will determine your final rates such as age, tobacco use, and overall health.
Where Can I Get Instant Term Life Insurance With No Blood Test Quotes?
If you are ready to see quotes specific to you, please feel to use our quote tool below. We don't need any contact information to give you quotes either, Seriously...