Compare Dental Insurance Plans in Minutes
Find a plan with low deductibles, nationwide dentist networks, and coverage for cleanings, fillings, and major work. Rates from $15/month.
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Free quotes. Coverage starts in as little as 1 day.
Coverage Options
PPO Plans
Broadest dentist choice and full out-of-network benefits.
From $22/moHMO / DHMO Plans
Lower monthly premiums. Must use an in-network dentist.
From $15/moNo-Waiting-Period Plans
Coverage for basic and major services starts day one.
From $28/moDiscount Dental Plans
Not insurance — instant 10-60% savings at partner dentists.
From $8/moOrthodontia Add-On
Braces and Invisalign coverage for kids and adults.
From $12/moFamily Plans
Cover up to 6 family members on one policy.
From $45/moWhy Act Now
Compare Top Providers
| Provider | Starting Rate |
|---|---|
| Delta Dental | $18/mo |
| Humana | $15/mo |
| Cigna | $19/mo |
| Guardian | $22/mo |
How It Works
- 100% Preventive Coverage Most plans cover two cleanings and exams a year at no out-of-pocket cost.
- Large PPO Networks Choose from over 300,000 in-network dentists nationwide on top PPO plans.
- No-Waiting-Period Options Need a filling or crown soon? Some plans waive waiting periods for basic and major services.
- Family-Friendly Pricing Add a spouse or kids for as little as $10 more per person per month on most plans.
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Tell Us What You Need
Answer a few quick questions about your coverage needs. Takes less than 2 minutes.
Compare Top Quotes
We match you with A-rated carriers and show you side-by-side comparisons.
Choose & Save
Pick the plan that fits your budget. Most customers save 20-40% vs. their current policy.
What to Look For
- A.M. Best "A" rating or higher
- Transparent pricing with no hidden fees
- Fast claims processing (under 48 hours)
- 24/7 customer support
- No financial strength rating listed
- Unusually low quotes with exclusions buried in fine print
- Pressure tactics or "limited time" pricing
- Poor BBB rating or excessive complaints
What Our Customers Say
“Got a Delta Dental PPO for $24 a month. My cleanings are free and my crown was $340 instead of $1,200.”
“We added our two kids for an extra $20 a month. Orthodontia coverage alone paid for itself.”
“My Humana plan had no waiting period, so I could get a long-overdue filling a week after signing up.”
Frequently Asked Questions
What does dental insurance typically cover?
Most plans follow a 100/80/50 structure: 100% of preventive care (cleanings, exams, x-rays), 80% of basic services (fillings, extractions), and 50% of major work (crowns, root canals, bridges). Orthodontia is often a separate rider.
Is there a waiting period?
Preventive care is usually covered immediately. Basic services often have a 3-6 month waiting period, and major work can have a 6-12 month wait. "No-waiting-period" plans exist but cost more.
What is the annual maximum?
Most plans cap annual benefits between $1,000 and $2,500 per person. Preventive care typically does not count against that max.
Can I keep my current dentist?
Usually yes, if you choose a PPO plan. Search the carrier's provider directory before enrolling. HMO plans require you to use an in-network dentist.
Is dental insurance worth it if I only get cleanings?
Often yes. A $20/month plan = $240/year. Two cleanings + exams + x-rays would cost $400-$600 out of pocket. Plus you are covered if something unexpected comes up.
How is this different from a dental savings plan?
Insurance has premiums, deductibles, and annual maximums but pays a share of your bills. A savings plan is a membership that gets you a discount at partner dentists — no waiting periods, no annual max, but no insurance-style payout either.
Ready to Save on Dental Insurance?
Find a plan with low deductibles, nationwide dentist networks, and coverage for cleanings, fillings, and major work. Rates from $15/month.
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