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Get Instant Special Event Insurance Quotes Online!

Get cheap one day event insurance quotes online and apply for instant event cancellation insurance.

500,000 Families Quoted Since January 2017 

  • Protect Your Event For As Little As $75
  • Purchase Coverage Up To 1 Day Before Event
  • Up To $2 Million In Coverage Available
  • Host Liquor Liability Insurance Available 
  • Event Cancellation Add-On For Only $50
  • Name Your Venue As An "Additional Insured"

Get Instant Special Event Insurance Quotes Online!

  • Protect Your Event For As Little As $75
  • Purchase Coverage Up To 1 Day Before Event
  • Up To $2 Million In Coverage Available
  • Host Liquor Liability Insurance Available 
  • Event Cancellation Add-On For Only $50
  • Name Your Venue As An "Additional Insured"

500,000 Families Quoted Since 2017 

What Is A Special Event Insurance Policy?

"in Plain English” 

special event insurance policy offers general liability coverage to help you protect your financial investment in a specific event. Think of baby showers, a kids party or a wedding.

Special event liability insurance policies are also known as, one-day event insurance, single event insurance, one time event insurance or day-of event insurance.

How Does Event Insurance Work?

Pick Your Options

Your first step is to determine your monthly budget.  From there you need to decide on co-pay, co-insurance, deductibles, prescriptions & out of pocket maximums before you apply.

Make Payments

Once your policy has been approved you will need to make monthly payments on your policy to keep it in-force.  You will probably see an increase in your health insurance premiums every year.

File A Claim

It's usually easy to file a claim for health insurance, most of the time the doctors office will file them for you to make sure they get paid on time.  

What Are The Different Types Of Event Insurance?

The 2 Main Types Of Event Insurance

"in Plain English” 

There are two main types of coverage you can purchase to protect an event and they are liability coverage and cancellation coverage. We discuss them a bit more in detail below.

Get An Instant Event Insurance Quote

Event Liability Coverage

Event liability insurance coverage is there to protect you from risks that might happen to a third party such as covering medical bills for a waiter who was injured by one of your guests. This coverage also protects you from property damage claims as well as bodily injury claims. Keep in mind that there will be coverage limits that apply but in-general you should have this type of coverage for your events. 

Event Cancellation Coverage

Event cancellation insurance will help reimburse you (up to your policy coverage limit) for things like lost deposits and fees if something unexpected forces you to delay or cancel your function.  For instance, if your flower vendor can't deliver your requested flowers the day of and you have to postpone your event, this coverage can help pay for fees associated with rescheduling the venue, caterer, or vendor. 

THE SIMPLY INSURANCE WAY

Event Insurance made easy.

Agents not required.

Get quotes and sign up online all without an agent. However, as licensed agents we are here if you need us. 

Unbiased, expert advice.

Get unbiased insurance education from licensed experts and also avoid dodgy sales calls.

Coverage in minutes.

You can get special event insurance coverage within minutes of getting your quotes and applying online.

What Does Event Insurance Cover?

What Events Do Special Event Insurance Cover? 

If you need to cancel your event unexpectedly or are found responsible for property damage or injury your event insurance will kick in.  This can be used at events such as baby showers and weddings to name a few.  Below we review other covered events.

Baby Showers

Quinceañeras

Religious Celebrations

Birthday Parties

Weddings

Anniversary Parties

What Does Special Event Insurance NOT Cover?

Special event insurance won't cover bachelor or bachelorette parties, public events, sporting events or things like dance recitals. Some business functions like private corporate parties or fundraisers might not qualify either. You should talk to your insurance company about policy specifics.

How Much Does Special Event Insurance Cost?

How Much Is Event Insurance? 

Special event insurance costs about $182 for a one-day event insurance policy regardless of the policy limits.  For events lasting 2 to 10 days the average premium was $250 and for 10 days or longer, the costs were around $257.

So, what factors determine the average cost of event insurance? 

Your Industry

If you are purchasing event insurance for a business function it could affect the cost of your premiums depending on the type of industry you are in. People in the Healthcare space pay the highest amount of premium at around $380.00 where Non-profits only pay around $230 in premiums.

Coverage Limits

The most popular policy limits are $1 million and $2 million. The way it works is that while the policy is active the insurer will pay up to $1 million to cover any single claim.  If you get the $2 million limit then the insurer will pay up to $2 million to cover claims.

THE SIMPLY INSURANCE WAY

Event Insurance made easy.

Agents not required.

Get quotes and sign up online all without an agent. However, as licensed agents we are here if you need us. 

Unbiased, expert advice.

Get unbiased insurance education from licensed experts and also avoid dodgy sales calls.

Coverage in minutes.

You can get special event insurance coverage within minutes of getting your quotes and applying online.

How To Buy Event Insurance Online Fast!

Get Some Quotes

Don't be shy, click through to get some instant quotes for a special event insurance policy.  You can work with an agent or just get your quotes online and avoid an agent all together. 

Apply For A Policy

Once you have viewed the quotes you can apply online for coverage. The application process is fast and can usually be done in one sitting.  An answer on your approval is usually immediate.

You're Covered

Within a few minutes of your application you will usually have an approval, at that point all you need to do is pay for your policy and you're covered.

Quick Policy Approvals

We are seeing customers get approved for their policy within minutes and having an active policy fast, this is great because many venues now require event liability insurance. 

Get Instant One Day Event Insurance Quotes

Special Event Insurance By State

The Best Event Insurance Companies

markel event insurance logo

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Our Markel Event Insurance review is coming soon!

Top Companies 

"in Plain English” 

We are putting together a post that will cover the top event insurance companies in much more detail. 

Check out the top event insurance companies

Frequently Asked Questions


What does a special event policy cover?

A special event policy will cover property damage at a venue or injuries to guest.  This type of coverage is usually required by the venue and also covers the medical bills that could be associated with any injury to a guest up to the policy limits.

How much does special event insurance cost?

Special event insurance costs about $182 for a one-day event insurance policy regardless of the policy limits. For events lasting 2 to 10 days the average premium was $250 and for 10 days or longer, the costs were around $257.

What is the purpose of event insurance?

The purpose of event insurance is to help you cover the costs of having to cancel your event unexpectedly. It will also assist in covering property damage or an injury at your event if you are held liable. 

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