Select Home Warranty Review For 2021 (Plus Savings Tips)

Updated September 29, 2021

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Our Verdict

5.0

Select Home Warranty prices are very competitive, and their website is easy to navigate.

The selection of plans and the straightforward claims process are highly appealing.

Frequently, you can find Select Home Warranty discount codes, which offer additional savings. 

Pros

  • Variety of plans for different needs
  • Easy To File Claims Online 24/7
  • Has A Network Of Great Contractors
  • Offers Frequent Bonuses
  • Monthly And Yearly Payment Plans

Cons

  • $75 Cancellation Fee
  • No Mobile App Available
  • Only Three Days To File Claims
  • Requires Maintenance Records

If you are investigating whether a home warranty plan is a good idea, you need to learn what home warranties are and how to evaluate their pros and cons. 

They have many positive reviews and fewer BBB complaints than the industry average. 

select home warranty

This Select Home Warranty review can guide you through the process of choosing a home warranty plan that is right for you.

Who Is Select Home Warranty?

Select Home Warranty is a company based in Mahwah, New Jersey. It has operated since January 2012 and has 75 employees. The company’s average annual revenue is 2.3 million dollars.

How many customers choose Select Home Warranty is not known, but the company it extensive and far-reaching—it works with 10,000 Select Home Warranty contractors in 46 states.

Their BBB rating is B- and they are Consumer Affairs accredited.

THE SIMPLY INSURANCE WAY

Home Warranties made easy.

Agents not required.

Get quotes and sign up online without talking to an agent. But, we are here if you need us. 

Unbiased, expert advice.

Get unbiased insurance education from licensed experts and also avoid dodgy sales calls.

Coverage in minutes.

You can get a home warranty within minutes of getting your quotes and applying online.

How Is Select Home Warranty Different?

Select Home Warranty has several features that set them apart from other home warranty plans. 

Some of their coverage limits are higher than other insurance companies.  For heating and cooling, the coverage limit is $2000. Electrical and appliance coverage is limited to $500. 

If you need a repair and do not want to worry about small coverage limits, this is a great benefit for you. 

Select Home Warranty’s 24/7 customer support allows you to file a claim immediately after the problem arises so that it can be resolved quickly.

They offer roof coverage as an add-on, which is not available with all home warranty plans. If you do choose roof coverage, know that it covers leaks only. 

INSURANCE WHERE YOU LIVE

Home warranties by state.

Select Home Warranty Plans & Features

An important part of this Select Home Warranty review is an examination of coverage offered by the company. 

Select Home Warranty’s plans cover most major home systems and major appliances.

They have a variety of options, allowing you to pick the plan that best meets your needs.

They also have customizable add-ons to cover items not included within the plans.

Gold Care 

The gold care plan combines the coverage from the platinum and bronze care packages. It also includes coverage for your ceiling fans and garage door openers. 

The Gold Care plan may be a good option for the homeowner who likes to budget for home repairs.

Platinum Care  

The platinum care plan covers six major home systems: AC, cooling and heating, plumbing, electrical, water heater, ductwork. 

Those are your home’s major systems, and this plan lets you rest assured, knowing you can have repairs to these vital systems done when a crisis presents.

Bronze Care 

The bronze care plan offers coverage for eight common household appliances. 

The plan covers the clothes washer, clothes dryer, cooktop, garbage disposal, built-in microwave, dishwasher, refrigerator, and oven or stove. 

We depend on appliances to make our daily life easier and more convenient. If functional appliances are a priority in your home, take a look at the Bronze Care plan.

You can purchase additional coverage for the following items:   

  • Plumbing fixtures
  • Stand-alone freezers
  • Septic system
  • Pool and spa equipment
  • Well pump 
  • Sump pump 
  • Lighting fixtures

What Does Select Home Warranty Not Cover?

Common Areas & Facilities

Common areas and facilities of mobile home parks and condominiums are not covered.

Common systems and appliances not located within the confines of each individual unit are excluded. 

select home warranty reviews

Issues Due To Missing Parts

Repairs or replacements required as a result of missing parts.

Things That Most Homeowners Insurance Will Cover

Repairs or replacements required as a result of fire, flood, smoke, lightning, freeze, theft, storms, accidents, mud, war, riots, vandalism, improper installation, acts of God, damage from pests.

Earthquakes

You should look into Earthquake insurance for this type of benefit. 

Misuse

Lack of capacity or misuse are not covered by this Contract. 

Cosmetic Defects

This plan covers things due to normal wear and tear; however, it will not cover cosmetic defects. 

Personal Damages

This plan will not be responsible for consequential, incidental, emotional distress, pain or suffering, tort or exemplary damages, secondary damage, loss resulting from the malfunction of any Item.

Contractor’s Mistakes

This plan won’t cover a Contractor’s delay or neglect in providing or failing to provide, repair or replacement of an Item. 

If you think about it this makes sense because they are paying for the job to get done, the contractor is still responsible for their own work.

You will need to go after the contractor for any bad work done if that happens.

Solar

Solar systems and components including holding tanks are not covered.

Smart Home Systems

Electronic, computerized, pneumatic and manual system management and zone controllers are not covered. 

THE SIMPLY INSURANCE WAY

Home Warranties made easy.

Agents not required.

Get quotes and sign up online without talking to an agent. But, we are here if you need us. 

Unbiased, expert advice.

Get unbiased insurance education from licensed experts and also avoid dodgy sales calls.

Coverage in minutes.

You can get a home warranty within minutes of getting your quotes and applying online.

Federal, Local or State Compliance

First American will not be responsible for any corrections, repairs, replacements, upgrades, inspections or other additional costs to comply with federal, state or local laws, utility regulations, zoning or building codes.

Paying any costs relating to permits, haul away fees, construction, carpentry or relocation of equipment; gaining or closing access to Items except where noted in this contract.

Alterations or modifications made necessary by existing equipment or installing different equipment except where noted in the Central Air Conditioning section of this Contract. 

They will not alter structure to effect repair or replacement, nor refinish or replace cabinets, countertops, tile, paint, wall or floor coverings or the like.

Toxins & Pathogens

Company will not effect service involving hazardous or toxic materials, including asbestos or any other contaminants.

Company is not responsible for any claim arising out of any pathogenic organisms regardless of any event of cause that contributed in any sequence to damage or injury.

Pathogenic organisms mean any bacteria, yeasts, mildew, virus, fungi, mold or their spores, mycotoxins or other metabolic products.

Commercial Properties

This plan covers only single family residential-use property, residential-use resale property or residential-use new construction property.

Residential property over 5,000 square feet, multiple units, guest houses and other structures are covered if the appropriate fee is paid.

Contract is for owned or rented residential property, not for commercial property or premises converted into a business, including but not limited to, nursing/care homes, fraternity/sorority houses or day care centers.

Things Your Appliances Are Attached To

Company will determine, at its sole discretion, whether a covered system or appliance will be repaired or replaced.

When replacing any appliance, Company will not pay for any failures that do not contribute to the appliance’s primary function including, without limitation, TVs or radios built into the kitchen refrigerator. 

Manufacturer's Recall

They will not be responsible for repairs arising from manufacturer’s recall of covered Items, manufacturer’s defects or for Items covered under an existing manufacturer’s, distributor’s or in-home warranty.

The covered Items must be domestic or commercial grade and specified by the manufacturer for residential use.

Defective Products

Plan is not responsible for repair or replacement of any system, appliance, component or part thereof that has previously, or is subsequently, determined to be defective by the Consumer Product Safety Commission or the manufacturer.

Routine Maintenance

The plan will not cover routine maintenance. 

Select Home Warranty Availability

Select Home Warranty offers plans in 46 states.

At this time, you cannot purchase coverage if you live in Nevada, New York, Washington, or Wisconsin.

How Do I File A Claim?

If a covered appliance, system, or item needs repair, it is easy to file a claim with Select Home Warranty’s 24/7 customer service team.

You have two options:

You can file a claim online by entering your policy number and personal information, and describing what is wrong.

You can also call the Select Home Warranty claim phone number and speak with a representative.

Once you file your claim, Select Home Warranty will arrange for an independent contractor to come to your home.

If it is a weekend or holiday, this process could take up to four business days. During the week, the appointment will be within two business days. 

You will pay the contractor your service call fee. If the necessary repair is due to normal wear and tear, then Select Home Warranty will cover the cost.  

If you decide—for any reason— that you do not want to keep your Select Home Warranty coverage, you have 30 days from the date of purchase to cancel your plan with no penalties. 

To make sure you don't just purchase the policy, use it, and then cancel it, the policy has a 30 day waiting period before you can use the policy.

At the end of the day, if you decide you don't want the policy, no one loses out on anything.

THE SIMPLY INSURANCE WAY

Home Warranties made easy.

Agents not required.

Get quotes and sign up online without talking to an agent. But, we are here if you need us. 

Unbiased, expert advice.

Get unbiased insurance education from licensed experts and also avoid dodgy sales calls.

Coverage in minutes.

You can get a home warranty within minutes of getting your quotes and applying online.

How To Take Action

No other Select Home Warranty Reviews are as long as mine; however, I wanted to make sure that I gave you as much detail as possible.

If something happens to your home appliances or your critical systems, Select Home Warranty’s coverage could get you out of the crisis quickly and affordably. 

The company’s network of Select Home Warranty contractors allows you to have vetted professionals assess your problem. 

The variety of coverage options allows you to mix and match so you can have the coverage you want. 

Check out Select Home Warranty and get a free quote today by clicking here or the above buttons. . 


Aten-Re El

About the author

Aten-Re El is a Co-Founder and Chief Operating Officer of Simply Insurance as well as a licensed life & health insurance agent with over 11 years of experience. Aten-Re is responsible for the daily operations of Simply Insurance and building and procuring strong client relationships with our insurance partners.

Aten-Re El

  • Thanks for sharing this amazing information…

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