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So, What Is Pet Insurance?

"In Plain English," Pet Insurance is simply health insurance
for your pet, usually a cat or dog.


Pet insurance by state.

AlabamaALAlaskaAKArizonaAZArkansasARCaliforniaCAColoradoCOConnecticutDelawareFloridaFLGeorgiaGAIdahoIDIllinoisILIndianaINIowaIAKansasKSKentuckyKYLouisianaLAMaineMEMarylandMassachusettsMichiganMIMinnesotaMNMississippiMSMissouriMOMontanaMTNebraskaNENevadaNVNew HampshireNew JerseyNew MexicoNMNew YorkNYNorth CarolinaNCNorth DakotaNDOhioOHOklahomaOKOregonORPennsylvaniaPARhode IslandSouth CarolinaSCSouth DakotaSDTennesseeTNTexasTXUtahUTVermontVirginiaVAWAWest VirginiaWVWisconsinWIWyomingWYVermontVTNew HampshireNHMassachusettsMAConnecticutCTNew JerseyNJMarylandMDHawaiiHIRhode IslandRIDelawareDE

What Does A Pet Insurance Policy Cover?

As a pet parent, it's important to know what's covered in your pets insurance policy, below are the things that are covered:

  • Illnesses
  • Accidents
  • Hereditary Conditions
  • Cancer
  • Surgery
  • Prescription Medications
  • Congenital Conditions
  • Chronic Conditions
  • Diagnostic Treatment
  • X-Rays, Blood Tests, Ultrasounds
  • Hospitalization
  • Alternative Treatment
  • Emergency Care

If your pet needs treatment for any accident or illness, and it's NOT a pre-existing condition, you're covered; It’s that simple.

How Much Does Pet Insurance Cost?

It looks like insurance for a cat is going to be more affordable than insurance for a dog - and even more expensive is the cost of coverage for exotic pets like parrots. Similar to how rates for women are usually lower than they are for men in health insurance.

Dogs Sample Rate Chart
*Dog Sample rates are based on a three year old healthy male dog.

Dog Breed

Monthly Premium

German Shepard


Labrador Retriever




Golden Retriever


Bull Dog


Cats Sample Rate Chart
*Cat Sample rates are based on a four year old female with no preexisting conditions.

Cat Breed

Monthly Premium





Maine Coon Cat




British Shorthair


It looks like insurance for a cat is going to be more affordable than insurance for a dog.  Similar to how rates for women are usually lower than they are for men in health insurance.

Why Your Pet Needs A Health Insurance Policy

As a Pet Parent, taking care of your pet can cost you thousands of dollars if your pet gets sick or hurt.Emergency care, tests, x-rays, MRI's, long-term
medications, surgery and other treatment is expensive even for our dogs and cats.

Getting pet insurance rates and coverage takes away the financial burden that any of those issues might create.

pet insurance quotes

Our Online Pet Insurance
Carriers & Companies:

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