---
title: "Home Warranty Rates By State In America"
canonical: "https://www.simplyinsurance.com/home-warranty-rates-by-state/"
description: "Homeowners across the U.S. are starting to realize how expensive it can be to go without some form of warranty for your home."
silo: "home-warranty"
published: "2026-05-21"
updated: "2026-05-21"
author: "sa-el"
source: "Simply Insurance"
---
Homeowners across the U.S. are starting to realize how expensive it can be to go without some form of [warranty for your home](https://www.simplyinsurance.com/compare-home-warranty-quotes-online/).

And with **the national average premium being around $25 to $50 per month**, it’s an easy to afford coverage with a ton of upside if you ever need it. The good news is that we will included links to all 50 state-specific reviews for [home warranties](https://www.simplyinsurance.com/home-warranty-vs-home-insurance/) in this blog post. We will also take you through some helpful tips on getting a [Should I Buy A Home Warranty In 2025?](https://www.simplyinsurance.com/should-i-buy-a-home-warranty/) [Select Home Warranty Review For 2025 (Plus Savings Tips)](https://www.simplyinsurance.com/select-home-warranty-review/) home warranty plan.

## Average Home Warranty Rates By State In America

STATE | AVERAGE ANNUAL PREMIUM | STATE | AVERAGE ANNUAL PREMIUM
--- | --- | --- | ---
Alabama | $59 | Montana | $59
Alaska | $57 | Nebraska | $45
Arizona | $49 | Nevada | $57
Arkansas | $56 | New Hampshire | $59
California | $53 | New Jersey | $56
Colorado | $56 | New Mexico | $60
Connecticut | $59 | New York | $59
Delaware | $59 | North Carolina | $56
District Of Columbia | $60 | North Dakota | $59
Florida | $49 | Ohio | $59
Georgia | $56 | Oklahoma | $59
Hawaii | $59 | Oregon | $59
Idaho | $47 | Pennsylvania | $56
Illinois | $57 | Rhode Island | $59
Indiana | $59 | South Carolina | $59
Iowa | $41 | South Dakota | $59
Kansas | $59 | Tennessee | $59
Kentucky | $56 | Texas | $49
Louisiana | $62 | Utah | $59
Maine | $44 | Vermont | $59
Maryland | $56 | Virginia | $61
Massachusetts | $59 | Washington | $52
Michigan | $56 | West Virginia | $59
Minnesota | $59 | Wisconsin | $56
Mississippi | $59 | Wyoming | $51
Missouri | $59 |  |