---
title: "Car Insurance Basics"
canonical: "https://www.simplyinsurance.com/car-insurance-basics/"
description: "Learn the basics of car insurance: what it covers, how rates work, and how to compare car insurance quotes online in minutes."
silo: "auto"
published: "2026-05-21"
updated: "2026-05-21"
author: "sa-el"
source: "Simply Insurance"
---
Below we cover [the basics of car insurance](https://www.simplyinsurance.com/compare-car-insurance-quotes-online/), as well as finding the [Car Insurance Best Of](https://www.simplyinsurance.com/car-insurance-best-of/) options available:

- [What Is PIP Insurance & Do I Need It In 2021?](https://www.simplyinsurance.com/what-is-pip-insurance/)

- **[How To Buy Car Insurance Online & Fast In 2021 (Plus Rates)](https://www.simplyinsurance.com/how-to-buy-car-insurance-online/)**