---
title: "Best Landlord Insurance Companies (2026) – Top Picks!"
canonical: "https://www.simplyinsurance.com/best-landlord-insurance-companies/"
description: "See the best landlord insurance companies for rental properties. Compare coverage, pricing, and how to get free quotes in minutes."
silo: "landlord"
published: "2026-05-21"
updated: "2026-05-21"
author: "sa-el"
source: "Simply Insurance"
---
Determining the best landlord insurance company to go with for your rental property is crucial.  Buying the wrong coverage; from the wrong company; can have devastating outcomes.

**But it doesn't have to be:**

We put together a guide that covers the [**compare landlord insurance quotes online**](https://www.simplyinsurance.com/compare-landlord-insurance-quotes-online/), who has the best rates, benefits, and coverage amounts.

## Best Landlord Insurance Companies For Your Rental Property At A Glance

- **Steadily Landlord Insurance:** Best Overall And For Same-Day Coverage

- **Obie Landlord Insurance:** Best For No-Inspection Coverage

- **Honeycomb Landlord Insurance:** Best For Tech-Enabled Policies

- **State Farm Landlord Insurance:** Best For Customer Satisfaction And Stability

- **Nationwide Landlord Insurance**

- **Allstate Landlord Insurance**

- **Liberty Mutual Landlord Insurance**

- **Farmers Landlord Insurance**

- **American Family Landlord Insurance**

- **USAA Landlord Insurance** (For Military Families)

- **Travelers Landlord Insurance**

- **Foremost Landlord Insurance**

- **Hippo Landlord Insurance**

- **Chubb Landlord Insurance**

- **Lemonade Landlord Insurance**

## Top 10 Landlord Insurance Companies Reviews

### 1. Steadily

### 2. Geico

### 3. Progressive

### 4. Allstate

### 5. State Farm

## How Much Does Landlord Insurance Cost Per Month?

Landlord insurance runs about $126 per month on average, but your actual rate depends on your state and the carrier you choose.

The national **average cost of Landlord insurance is around $126 per month in the United States**; however, keep in mind that your millage may vary.  Rates are state specific and company specific as well so it's best to do some research before finalizing a policy.

### How Much Does Landlord Insurance Cost Per Month For A Single-Family Rental Property?

### How Much Does Landlord Insurance Cost Per Month For A Duplex Or Multi-Unit Property?

### How Much Does Landlord Insurance Cost For Short-Term Rentals (Airbnb, VRBO)?

## Best Landlord Insurance Companies For Claims Payouts

### Top - Rated Companies For Claims Satisfaction
Best Landlord Insurance For Portfolios And Multiple Properties
Landlord Insurance Companies With Fast Claims Payouts
Landlord Insurance Companies Open Now
Best Landlord Insurance Companies In The USA
Best Landlord Insurance Companies To Work For
Landlord Insurance Companies Offering Online Quotes And Appointments
Best Landlord Insurance Companies In New York
Most Recommended Landlord Insurance Companies On Reddit

## Best Landlord Insurance Companies Near Me (By State)

### Most Affordable States For Landlord Insurance

When it comes to [**landlord insurance rates by state**](https://www.simplyinsurance.com/best-landlord-insurance-connecticut/); the top five most affordable states for landlord insurance are **Oregon at $73.58/month** " **GO DUCKS** ", followed by **Utah, Idaho, Nevada, and Wisconsin**.

## Top 5 Landlord Insurance Companies In Georgia

### Top 5 Landlord Insurance Companies In California
Top 5 Landlord Insurance Companies In Florida

## Best Short-Term Rental Landlord Insurance Companies In 2025

### How Much Does Short-Term Rental Landlord Insurance Cost?
Does Landlord Insurance Cover Airbnb And VRBO Rentals?

## Best Landlord Insurance Companies For Multi-Family Properties In 2025

### How Much Does Landlord Insurance Cost For Multi-Family Properties?

## Best No-Inspection Landlord Insurance Companies In 2025

### How Much Does No-Inspection Landlord Insurance Cost?

## Best Landlord Insurance For New Landlords

### How Much Does Landlord Insurance For New Landlords Cost?

## Best Landlord Insurance Companies On Reddit

## Worst Landlord Insurance Companies

## What Is The Highest Rating For A Landlord Insurance Company?

The highest possible financial strength rating a landlord insurance company can earn is an A++ from AM Best, which signals superior ability to pay claims.

## How To Choose The Best Landlord Insurance For You

Start by comparing coverage for the property itself, liability, and lost rental income, then weigh each carrier's price, claims reputation, and any landlord-specific add-ons you actually need.

## Taking Action

### Frequently Asked Questions

**Who Is The Most Trustworthy Landlord Insurance Company?
Who Is The Best Company For Short-Term Rental Landlord Insurance?
What Is The Most Recommended Landlord Insurance?
What Does Landlord Insurance Typically Cover?
How Much Landlord Insurance Do I Need?**

[Landlord Insurance Rates By State](https://www.simplyinsurance.com/landlord-insurance-rates-by-state/)

[Landlord Insurance For Multiple Properties](https://www.simplyinsurance.com/landlord-insurance-for-multiple-properties/)