First American has over 35 years of experience in the home warranty industry and has become a leader in its field.
Their customer service team is available to respond to your service requests seven days a week, including holidays.
However, you need to make sure you read your plan in extreme detail so that you understand what is and isn't covered.
Our First American Home Warranty Reviews:
First American Home Warranty saves its customers an average of $180 million per year, and has over 35 years of experience in the home warranty industry becoming an industry leader in its field
This detailed First American home warranty review will cover how they offer fast home warranties, the different coverage options they have, and how to get covered 100% online.
What Is First American Home Warranty?
First American was founded in 1889 right when Orange County California was being established as a title insurance and settlement services company.
They have been an industry leader in the home warranty space for over 35 years.
Last year, more than 63% of their home warranty customers filed at least one claim.
As a result, they have saved homeowners more than $190 MILLION in covered repairs and replacements.
This was based on actual invoices paid by First American Home Warranty in 2020.
What Makes Them Different?
What makes First American Different is that they don’t limit you to the number of times you can use the service in a year.
First American understands that there is no limit to the number of home appliances or systems that may break down, so they don't limit their coverage.
They also have multiple plan options that can fit any budget and allow you to purchase optional or additional coverage.
First American Home Warranty Pros & Cons
Below is a list of some pros and cons of FAHW as well as a quick overview of how to qualify for a policy.
FAHW Review - The Pros
First American Review - The Cons
It's easy to see, the Pros heavily outweigh the Cons and honestly, isn't that what you want in a home warranty company? With a ton of different policy options, First American makes getting covered online very easy.
THE SIMPLY INSURANCE WAY
Home Warranties made easy.
Agents not required.
Get quotes and sign up online without talking to an agent. But, we are here if you need us.
Unbiased, expert advice.
Get unbiased insurance education from licensed experts and also avoid dodgy sales calls.
Coverage in minutes.
You can get a home warranty within minutes of getting your quotes and applying online.
What Does First American Home Warranty Cover?
First American has two different plans that they offer, and you can purchase them for either your single-family home or condo.
With both of the plans, you can also add optional coverage, and you will have a $75 Service Call Fee, payable online, or to the technician at the initiation of a claim.
Both of these plans will cover a large number of your appliances or home systems.
However, there are some things they don’t cover for each specific Item, and I will give a detailed break down of each Item.
The main plans offered by First American are below:
The Basic Plan
The basic plan is going to be the most affordable option of the two plans and will come with coverage for:
Washer & Dryer
Covered
All Parts, except;
Not Covered
Plastic mini-tubs, soap dispensers, filter and lint screens, knobs and dials, venting and damage to clothing.
What can repairs and replacements cost without a home warranty?
*Repair Cost -$597
Replacement Cost $1,866
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Additional coverage with purchase of First Class Upgrade (Add $9/mo)
- Clothes Washer & Dryer: Knobs and dials.
- Haul away: Removal of an appliance, system or component when Company is replacing a covered appliance, system or component.
Refrigerator
Covered
All Parts, except;
Not Covered
Insulation, racks, shelves, drawers, tracks, handles, lights, ice crushers, beverage dispensers and their respective equipment, interior thermal shells, food spoilage, standalone freezers, refrigerators located outside kitchen area and refrigerant recapture, reclaim and disposal.
What can repairs and replacements cost without a home warranty?
*Repair Cost -$981
Replacement Cost $2,819
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Note
- Coverage is for any one of the following types of kitchen refrigerator/freezer units: a built-in kitchen refrigerator/freezer unit, a built-in combination of an all refrigerator unit and an all freezer unit, or a free standing kitchen refrigerator/freezer.
- Repair or replacement of ice makers will only be completed when parts are available.
Additional coverage with purchase of First Class Upgrade (Add $9/mo)
- Haul away: Removal of an appliance, system or component when Company is replacing a covered appliance, system or component.
- Refrigerant Recapture, Reclaim & Disposal: Company will pay costs related to refrigerant recapture, reclaim and disposal (if required).
Limits
Up to $3,500
Dish Washer
Covered
All Parts, except;
Not Covered
Racks, baskets, rollers, knobs, dials.
What can repairs and replacements cost without a home warranty?
*Repair Cost -$374
Replacement Cost $1,462
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Additional coverage with purchase of First Class Upgrade (Add $9/mo)
- Dishwasher: Racks, baskets, rollers, knobs, dials.
- Haul away: Removal of an appliance, system or component when Company is replacing a covered appliance, system or component.
Limits
Up to $3,500
Oven / Range
Covered
All Parts, except;
Not Covered
Rotisseries, lights, knobs, dials, racks, door glass, interior lining, magnetic induction cooktops, meat probe assemblies, clocks.
What can repairs and replacements cost without a home warranty?
*Repair Cost $851
Replacement Cost $2,935
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Additional coverage with purchase of First Class Upgrade (Add $9/mo)
- Oven/Range/Cooktop: Rotisseries, racks, knobs, dials, interior lining.
- Haul away: Removal of an appliance, system or component when Company is replacing a covered appliance, system or component.
Limits
Up to $3,500
Cooktop
Covered
All Parts, except;
Not Covered
Rotisseries, lights, knobs, dials, racks, door glass, interior lining, magnetic induction cooktops, meat probe assemblies, clocks.
What can repairs and replacements cost without a home warranty?
*Repair Cost $429
Replacement Cost $1,939
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Additional coverage with purchase of First Class Upgrade (Add $9/mo)
- Oven/Range/Cooktop: Rotisseries, racks, knobs, dials, interior lining.
- Haul away: Removal of an appliance, system or component when Company is replacing a covered appliance, system or component.
Limits
Up to $3,500
Microwave
Covered
All Parts, except;
Not Covered
Interior lining, door glass, clocks, racks, knobs, removable trays, rotisseries, lights, meat probe assemblies.
What can repairs and replacements cost without a home warranty?
*Repair Cost $495
Replacement Cost $1,227
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Additional coverage with purchase of First Class Upgrade (Add $9/mo)
- Microwave Oven: Interior lining, door glass, clocks, racks, knobs.
- Haul away: Removal of an appliance, system or component when Company is replacing a covered appliance, system or component.
Limits
Up to $3,500
Garbage Disposal
Covered
All Parts.
Not Covered
What can repairs and replacements cost without a home warranty?
*Repair Cost $190
Replacement Cost $257
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Limits
Up to $3,500
Trash Compactor
Covered
All Parts, except;
Not Covered
Removable buckets, knobs, lock assemblies.
What can repairs and replacements cost without a home warranty?
*Repair Cost $423
Replacement Cost $1,239
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Additional coverage with purchase of First Class Upgrade (Add $9/mo)
- Trash compactor: Removable buckets, knobs.
- Haul away: Removal of an appliance, system or component when Company is replacing a covered appliance, system or component.
Limits
Up to $3,500
Plumbing Stoppages
Covered
- Clearing of stoppages in sink, tub, shower drains and toilets.
- Clearing of sewer and mainline stoppages (including hydrojetting if stoppage is unable to be cleared with cable) to 125 feet of point of access where ground level cleanout is existing.
- Clearing of lateral drain lines to 125 feet from point of access including accessible cleanout, p-trap, drain or overflow access point.
What can repairs and replacements cost without a home warranty?
*Repair Cost $423
Replacement Cost $1,239
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Not Covered
Stoppages caused by foreign objects, roots, collapsed or broken lines outside the foundation, access to drain or sewer lines from roof vent and costs to locate, access or install a ground level cleanout.
Additional coverage with purchase of First Class Upgrade (Add $9/mo)
- Trash compactor: Removable buckets, knobs.
- Haul away: Removal of an appliance, system or component when Company is replacing a covered appliance, system or component.
Limits
No dollar limit for covered items.
As you can see...
The Basic Plan is packed with a ton of value and can stand up against the best offerings of other companies.
The Premier Plan
The Premier Plan is going to be the most expensive option and will come with everything in the Basic Plan and also include:
Plumbing
Covered
- Pressure regulators.
- Circulating hot water pump.
- Whirlpool bath motor, pump and air switch assemblies.
- Permanently installed sump pumps (ground water only).
- Valves: shower, tub, diverter, riser, angle stop and gate valves.
- Leaks and breaks of water, drain, gas, vent or sewer lines (except caused by freezing).
- Toilet tanks, bowls and mechanisms (replaced with white builder's standard as necessary).
What can repairs and replacements cost without a home warranty?
*Repair Cost $460
Replacement Cost $1,500
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Not Covered
Fixtures, faucets, filter, shower head, shower arm, shower enclosure and base pan, caulking and grouting, septic tank, hose bibbs, flow restrictions in fresh water lines, water conditioning equipment, sewage ejectors, saunas or steam rooms, whirlpool jets and fire suppression systems.
Note
Company is only responsible for providing access for covered plumbing repairs through unobstructed walls, floors or ceilings and will return the opening to a rough finish.
Additional coverage with purchase of First Class Upgrade (Add $9/mo)
- Faucets: (replaced with chrome builder's standard), shower head and shower arm, hose bibbs, toilets (replaced with like quality up to $600 per occurrence).
- Limited Code Upgrade: Company will pay up to $250 to correct code violations when effecting approved repairs or replacements. Company may, at its option, pay the Contract holder in lieu of performing the work.
- Improper Installation, Modification or Repair: Company will repair or replace a system that was improperly installed, modified or repaired.
Limits
No dollar limit for covered items, except as stated below:
- $500 for diagnosis, access, repair or replacement of items located in or below a concrete slab and items encased in or covered by concrete.
- $600 per occurrence for like-quality toilet replacement (with First Class Upgrade).
Plumbing Stoppages
Covered
- Clearing of stoppages in sink, tub, shower drains and toilets.
- Clearing of sewer and mainline stoppages (including hydrojetting if stoppage is unable to be cleared with cable) to 125 feet of point of access where ground level cleanout is existing.
- Clearing of lateral drain lines to 125 feet from point of access including accessible cleanout, p-trap, drain or overflow access point.
What can repairs and replacements cost without a home warranty?
*Repair Cost $247
Replacement Cost $575
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Not Covered
Stoppages caused by foreign objects, roots, collapsed or broken lines outside the foundation, access to drain or sewer lines from roof vent and costs to locate, access or install a ground level cleanout.
Additional coverage with purchase of First Class Upgrade (Add $9/mo)
- Trash compactor: Removable buckets, knobs.
- Haul away: Removal of an appliance, system or component when Company is replacing a covered appliance, system or component.
Limits
No dollar limit for covered items.
Heating
Covered
- Radiators
- Heat pump
- Heating elements
- Gas valves to furnace
- Baseboard convectors
- Hydronic circulating pumps
- Gas, electrical, oil furnaces
- Thermostats (including base)
- Heat pump refrigerant recharging
What can repairs and replacements cost without a home warranty?
*Repair Cost $684
Replacement Cost $2,753
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Not Covered
Auxiliary space heaters, cable heat, mini-split ductless systems (including heat pump versions), humidifier/dehumidifier systems or accessories, filters (including electronic air cleaners), registers, fuel storage tanks, heat lamps, fireplaces and key valves, baseboard casings and grills, chimneys, flues and vents, underground or outside components and piping for geothermal or water source heat pumps, well pumps and well pump components for geothermal or water source heat pumps, grain, pellet, or wood heating units (even if only source of heating), electronic, computerized, pneumatic and manual system management and zone controllers and heat pump refrigerant recapture, reclaim and disposal.
Note
Current Efficiency Standards: If company determines that a package unit or the condenser of a heat pump split system must be replaced, company will replace the unit with a unit that meets current Federal, State, or Local Government efficiency standards. This note also applies to central air conditioning.
Replacement Compatibility: When replacing a heat pump split system, company will replace any covered component as well as modify the plenum, indoor electrical, air handling transition and duct connections as necessary to maintain compatibility and operating efficiency as required by the manufacturer of the replacement unit, including the installation of thermostatic expansion valves. This note also applies to central air conditioning.
Additional coverage with purchase of First Class Upgrade (Add $9/mo)
- Heating System: Registers, grills, filters, heat lamps.
- Cranes: Company will cover fees associated with the use of cranes or other lifting equipment required to service roof-top heating units.
- Building Permits: Where local building permits are required prior to commencing replacement of appliances, systems or components, Company will pay up to $250 per occurrence for such local building permits. Company will not be responsible for replacement service when permits cannot be obtained.
- Refrigerant Recapture, Reclaim & Disposal: Company will pay costs related to refrigerant recapture, reclaim and disposal (if required) and the removal of an appliance, system or component when Company is replacing a covered appliance, system or component.
- Haul Away: Company will pay costs related to the removal of an appliance, system or component when Company is replacing a covered appliance, system or component.
- Limited Code Upgrade: Company will pay up to $250 to correct code violations when effecting approved repairs or replacements. Company may, at its option, pay the contract holder in lieu of performing the work.
- Improper Installation/Modification/Previous Repair, or Mismatched System: Company will repair or replace a system or appliance (excluding ductwork) that was improperly installed, modified or repaired, or was not properly matched in size or efficiency at any time prior to or during the term of this Contract provided the system is not undersized relative to the square footage of area being cooled or heated. In the event that a covered mismatched system or improper installation, modification or repair is in violation of a code requirement, the $250 code violation coverage applies.
Limits
No dollar limit for covered items, including Current Efficiency Standards and Replacement Compatibility, except as stated below:
- $1,500 for diagnosis, access, repair or replacement of any geothermal or water source heat pump, glycol, heated water, steam or water heater/heating combination unit.
Water Heater
Covered
All Parts, except;
Not Covered
Holding or storage tanks, flues and vents, fuel storage tanks and solar equipment.
What can repairs and replacements cost without a home warranty?
*Repair Cost $860
Replacement Cost $1,600
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Additional coverage with purchase of First Class Upgrade (Add $9/month)
Electrical
Covered
- Plugs
- Wiring
- Conduit
- Junction boxes
- Telephone wiring
- Switches and fuses
- Panels and sub panels
- Circuit breakers (including ground fault)
What can repairs and replacements cost without a home warranty?
*Repair Cost $375
Replacement Cost $1,592
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Not Covered
Door bells, computer, audio, video, intercom, fixtures, alarm — and all associated wiring or cables. Inadequate wiring capacity, sensor, relay, low voltage systems, power surges, timed circuits, phone jacks and wiring which is the property of the phone company.
Note
- Company is only responsible for providing access for covered electrical repairs through unobstructed walls, floors or ceilings and will return the opening to a rough finish.
Additional coverage with purchase of First Class Upgrade (Add $9/mo)
- Electrical System: Smoke detectors.
- Limited Code Upgrade: Company will pay up to $250 to correct code violations when effecting approved repairs or replacements. Company may, at its option, pay the Contract holder in lieu of performing the work.
- Building Permits: Where local building permits are required prior to commencing replacement of appliances, systems or components, Company will pay up to $250 per occurrence for such local building permits. Company will not be responsible for replacement service when permits cannot be obtained.
Limits
No dollar limit for covered items.
Garage Door Opener
Covered
- Motor
- Carriage
- Switches
- Push arm
- Capacitor
- Receiver unit
- Track assembly
What can repairs and replacements cost without a home warranty?
*Repair Cost $230
Replacement Cost $382
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Not Covered
Remote transmitters, adjustments, doors, hinges and springs.
Additional coverage with purchase of First Class Upgrade (Add $9/mo)
Hinges, springs, remote transmitters.
Limits
No dollar limit for covered items.
Central Vacuum System
Covered
All Parts, except;
Not Covered
- Hoses and accessories which are removable.
What can repairs and replacements cost without a home warranty?
*Repair Cost $383
Replacement Cost $336
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Note
Company is not responsible for gaining or closing access to floors, walls or ceilings to locate the malfunction or to effect repair or replacement.
Limits
No dollar limit for covered items.
As you can see...
The Premier Plan is packed with much more value and is better than some of the best offerings of other companies.
INSURANCE WHERE YOU LIVE
Home warranties by state.
Optional Coverage
Below is a detailed layout of the additional coverage options and how each of them will work depending on the plan you have:
Central Air Conditioning (electric)
Covered
- Refrigerant recharging
- Refrigeration System (Includes heat pump)
- Thermostats
- Condensing unit
- Refrigerant lines
- Air handling unit
- Liquid and suction line dryers
- Fuses, breakers, disconnect boxes and wiring
- Evaporator coils (including thermostatic expansion valves)
- Evaporative Cooler
- Built-in Electric Wall Units
What can repairs and replacements cost without a home warranty?
*Repair Cost $706
Replacement Cost $2,989
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Not Covered
Mini-split ductless systems (including heat pump versions), humidifier/dehumidifier systems or accessories, registers, grills, filters (including electronic air cleaners), gas air conditioners, window units, underground or outside piping and components for geothermal or water source heat pumps, cooler pads, roof jacks or stands, electronic computerize, pneumatic and manual system management and zone controllers and refrigerant recapture, reclaim and disposal.
Note
- Current Efficiency Standards: If company determines that a package unit or the condenser of a central air conditioning or heat pump split system must be replaced, company will replace the unit with a unit that meets current Federal, State, or Local Government efficiency standards.
- Replacement Compatibility: When replacing a central air conditioning or heat pump split system, company will replace any covered component as well as modify the plenum, indoor electrical, air handling transition and duct connections as necessary to maintain compatibility and operating efficiency as required by the manufacturer of the replacement unit, including the installation of thermostatic expansion
Additional coverage with purchase of First Class Upgrade (Add $9/mo)
- Air Conditioning System: Filters, registers, grills, window units.
- Cranes: Company will cover fees associated with the use of cranes or other lifting equipment required to service roof-top air conditioning and heating units.
- Building Permits: Where local building permits are required prior to commencing replacement of appliances, systems or components, Company will pay up to $250 per occurrence for such local building permits. Company will not be responsible for replacement service when permits cannot be obtained.
- Refrigerant Recapture, Reclaim & Disposal: Company will pay costs related to refrigerant recapture, reclaim and disposal (if required).
- Haul Away: Company will pay costs related to the removal of an appliance, system or component when Company is replacing a covered appliance, system or component.
- Limited Code Upgrade: Company will pay up to $250 in the aggregate under this Contract to correct code violations when effecting approved repairs or replacements. Company may, at its option, pay the Contract holder in lieu of performing the work.
- Improper Installation/Modification/Previous Repair, or Mismatched System: Company will repair or replace a system or appliance (excluding ductwork) that was improperly installed, modified or repaired, or was not properly matched in size or efficiency at any time prior to or during the term of this Contract provided the system is not undersized relative to the square footage of area being cooled or heated. In the event that a covered mismatched system or improper installation, modification or repair is in violation of a code requirement, the $250 code violation coverage applies.
Limits
No set dollar limits for covered items, including Current Efficiency Standards and Replacement Compatibility, except;
- $1500 for diagnosis, access, repair or replacement of any geothermal or water source heat pump, glycol, heated water, steam or water heater/heating combination unit.
Additional Refrigeration
Covered
This option provides coverage for the following with a combined total of four appliances: additional refrigerator, wet bar refrigerator, wine refrigerator, free standing freezer and free standing ice maker.
- All parts of a refrigerator (including wet bar and wine refrigerator) and free standing freezer, except as stated in “Not Covered” below.
- Free standing ice maker: All parts which affect the primary function of the ice maker and water dispenser, except as stated in “Not Covered” below.
What can repairs and replacements cost without a home warranty?
*Repair Cost N/A
Replacement Cost N/A
Not Covered
- Refrigerator: Kitchen Refrigerator, insulation, racks, shelves, drawers, tracks, handles, lights, ice makers, ice crushers, beverage dispensers and their respective equipment, interior thermal shells, food spoilage and refrigerant recapture, reclaim and disposal.
- Free Standing Ice Maker: Filters, removable components which do not affect the primary function, interior thermal shells, insulation and refrigerant recapture, reclaim and disposal.
Limits
Up to $1,000
Pool / Spa Equipment
Covered
- Filters
- Pumps
- Timers
- Valves
- Circuit board
- Heating units
- Pump motors
- Salt water cell
- Pool sweep motor and pumps
- Above ground plumbing and electrical
What can repairs and replacements cost without a home warranty?
*Repair Cost $639
Replacement Cost $2,059
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Not Covered
All cleaning equipment, including pop-up heads, turbo valves, pool sweeps, liners, lights, structural defects, solar equipment, inaccessible components, humidifier/dehumidifier systems or accessories, jets and respective parts and components, fuel storage tanks, fill valves, electronic, computerized, pneumatic and manual system management and zone controllers, disposable filtration media, chlorinators, ozonators and other water chemistry control equipment and materials, auxiliary, negative edge, waterslide, waterfall, ornamental fountain and their pumping and motor systems or any other pump or motor that does not circulate water from the pool or spa directly into the main filtration system as its primary function, heat pumps, salt, panel box, remote controls and dials
Limits
No set dollar limits for covered items, except:
- $1500 for Salt Water Pool/Spa equipment, water cell and circuit board.
Well Pump
Covered
All parts of well pump utilized exclusively for domestic use, except;
Not Covered
Well casings, booster pumps, piping or electrical lines, holding, pressure or storage tanks, re-drilling of wells, damage due to lack of water, tampering, well pump and well pump components for geothermal or water source heat pumps, improper installation and access to repair well pump system.
What can repairs and replacements cost without a home warranty?
*Repair Cost $1,500
Replacement Cost $1,500
*Based on actual invoices paid by First American Home Warranty in 2017, prior to service fees, deductions, and/or rebates; cost may vary by geographic region.
Limits
Up to $1,500 – One well pump per home.
First Class Upgrade
Covered
The following items are covered when the First Class Upgrade Option is elected. Optional (*) coverage items must be purchased for First Class Upgrade to apply. Premier Plan (**) coverage must be purchased for First Class Upgrade to apply.
- Cranes: Company will cover fees associated with the use of cranes or other lifting equipment required to service roof-top air conditioning* and heating units**.
- Building Permits: Where local building permits are required prior to commencing replacement of appliances, systems or components, Company will pay up to $250 per occurrence for such local building permits. Company will not be responsible for replacement service when permits cannot be obtained.
- Refrigerant Recapture, Reclaim & Disposal: Company will pay costs related to refrigerant recapture, reclaim and disposal (if required).
- Haul Away: Company will pay costs related to the removal of an appliance, system or component when Company is replacing a covered appliance, system or component.
- Limited Code Upgrade: Company will pay up to $250 in the aggregate under this Contract to correct code violations when effecting approved repairs or replacements. Company may, at its option, pay the Contract holder in lieu of performing the work.
- Improper Installation/Modification/Previous Repair, or Mismatched System: Company will repair or replace a system or appliance (excluding ductwork) that was improperly installed, modified or repaired, or was not properly matched in size or efficiency at any time prior to or during the term of this Contract provided the system is not undersized relative to the square footage of area being cooled or heated. In the event that a covered mismatched system or improper installation, modification or repair is in violation of a code requirement, the $250 code violation coverage applies.
First Class Upgrade for Basic Plan Coverage
- Clothes Washer & Dryer: Knobs, dials.
- Dishwasher: Racks, baskets, rollers, knobs, dials.
- Microwave Oven (built-in only): Interior lining, door glass, clocks, racks, knobs.
- Oven/Range/Cooktop: Rotisseries, racks, knobs, dials, interior lining.
- Smoke Detectors: All parts and components of both battery operated and hard wired smoke detectors.
- Trash Compactor: Removable buckets, knobs.
First Class Upgrade for Premier Plan Coverage (**)
All items included under First Class Upgrade for Basic Plan Coverage, in addition to:
- Plumbing: Faucets (replaced with chrome builder’s standard), shower head and shower arm, hose bibbs, toilets (replaced with like quality up to $600 per occurrence).
- Heating: Registers, grills, filters, heat lamps
- Heating Lifting Equipment: Company will cover fees associated with the use of cranes or other lifting equipment required to service roof-top heating units.
- Garage Door Openers: Hinges, springs, remote transmitters.
- Ductwork: Grills, registers.
First Class Upgrade for Optional Coverage (*)
- Air Conditioning: filters, registers, grills, window units
- Air Conditioning Lifting Equipment: Company will cover fees associated with the use of cranes or other lifting equipment required to service roof-top air conditioning units.
If you decide to get any of the additional options they will have a separate premium.
However, depending on your situation they are probably well worth it.
Now that we know everything that this policy will cover, it's time to go over the things that aren't covered in this plan.
THE SIMPLY INSURANCE WAY
Home Warranties made easy.
Agents not required.
Get quotes and sign up online without talking to an agent. But, we are here if you need us.
Unbiased, expert advice.
Get unbiased insurance education from licensed experts and also avoid dodgy sales calls.
Coverage in minutes.
You can get a home warranty within minutes of getting your quotes and applying online.
What Does First American Not Cover?
How Much Does A First American Home Warranty Cost?
The average cost of a home warranty plan is between $25–$50 a month, or $300–$600 annually. However, with First American, if you go with the monthly price it includes a $3.00 type of service fee that isn't included if you pay annual. This means the annual payment will save you $36 per year on your plan.
First American Home Warranty Claim Process
The claims process is pretty straigt forward and below is a quick walk-through.
Review your coverage - It is best to review your home warranty contract to understand specific coverage and limitations for the broken item.
Request service online - You can then sign into your online portal to place your request online.
Schedule an appointment - A service provider will contact you to schedule a mutually convenient appointment.
Repair or replacement - The service contractor will diagnose and repair or replace your covered item.
Simple repairs are typically made during the first appointment. In some cases, parts may need to be ordered and additional visits may be needed to complete the repair or replacement.
F.A.H.W. Com Claim Phone Number
If you prefer to speak with someone you can call First AM to process your claim at 1.800.992.3400.
First American's Money Back Guarantee
If you decide you want to cancel your policy within the first 30 days, First American Has a Money Back Guarantee**.
Now, you probably see those two ** on the right hand side. It's basically explaining how it works.
To make sure you don't just purchase the policy, use it, and then cancel it, the policy has a 30 day waiting period before you can use the policy.
At the end of the day, if you decide you don't want the policy, no one loses out on anything.
THE SIMPLY INSURANCE WAY
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How To Get A Home Warranty From FAHW?
No other First American Home Warranty Reviews are as long as mine; however, I wanted to make sure that I gave you as much detail as possible.
If you have been holding off on buying a home warranty for any reason, I say give First American a shot. You have nothing to lose, if you decide to cancel the policy before 30 days you will receive a full refund.
To get a free and instant quote you can just click here or on any of the buttons or links above to get started.
